LTV · monthly repayment
▼ 0.50% · 3.625%
HK$64,349
−HK$4,035/mo
▼ 0.25% · 3.875%
HK$66,350
−HK$2,034/mo
Today · 4.125%
HK$68,384
baseline
▲ 0.50% · 4.625%
HK$72,545
+HK$4,161/mo
Deposit HK$14.11M · loan HK$14.11M · min. income ≈ HK$136,768/mo (50% DSR)
Upfront cash ≈ HK$15.31M (deposit + AVD stamp duty HK$1,199,347 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,587
−HK$3,868/mo
▼ 0.25% · 3.875%
HK$73,507
−HK$1,948/mo
Today · 4.125%
HK$75,455
baseline
▲ 0.50% · 4.625%
HK$79,432
+HK$3,977/mo
Deposit HK$14.11M · loan HK$14.11M · min. income ≈ HK$150,910/mo (50% DSR)
Upfront cash ≈ HK$15.31M (deposit + AVD stamp duty HK$1,199,347 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,218
−HK$4,843/mo
▼ 0.25% · 3.875%
HK$79,620
−HK$2,441/mo
Today · 4.125%
HK$82,061
baseline
▲ 0.50% · 4.625%
HK$87,054
+HK$4,993/mo
Deposit HK$11.29M · loan HK$16.93M · min. income ≈ HK$164,122/mo (50% DSR)
Upfront cash ≈ HK$12.49M (deposit + AVD stamp duty HK$1,199,347 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,905
−HK$4,641/mo
▼ 0.25% · 3.875%
HK$88,209
−HK$2,337/mo
Today · 4.125%
HK$90,546
baseline
▲ 0.50% · 4.625%
HK$95,319
+HK$4,773/mo
Deposit HK$11.29M · loan HK$16.93M · min. income ≈ HK$181,092/mo (50% DSR)
Upfront cash ≈ HK$12.49M (deposit + AVD stamp duty HK$1,199,347 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,088
−HK$5,649/mo
▼ 0.25% · 3.875%
HK$92,890
−HK$2,847/mo
Today · 4.125%
HK$95,737
baseline
▲ 0.50% · 4.625%
HK$101,563
+HK$5,826/mo
Deposit HK$8.47M · loan HK$19.75M · min. income ≈ HK$191,474/mo (50% DSR)
Upfront cash ≈ HK$9.67M (deposit + AVD stamp duty HK$1,199,347 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,222
−HK$5,415/mo
▼ 0.25% · 3.875%
HK$102,910
−HK$2,727/mo
Today · 4.125%
HK$105,637
baseline
▲ 0.50% · 4.625%
HK$111,205
+HK$5,568/mo
Deposit HK$8.47M · loan HK$19.75M · min. income ≈ HK$211,274/mo (50% DSR)
Upfront cash ≈ HK$9.67M (deposit + AVD stamp duty HK$1,199,347 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,828
−HK$7,263/mo
▼ 0.25% · 3.875%
HK$119,431
−HK$3,660/mo
Today · 4.125%
HK$123,091
baseline
▲ 0.50% · 4.625%
HK$130,581
+HK$7,490/mo
Deposit HK$2.82M · loan HK$25.40M · min. income ≈ HK$246,182/mo (50% DSR)
Upfront cash ≈ HK$4.02M (deposit + AVD stamp duty HK$1,199,347 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,857
−HK$6,962/mo
▼ 0.25% · 3.875%
HK$132,313
−HK$3,506/mo
Today · 4.125%
HK$135,819
baseline
▲ 0.50% · 4.625%
HK$142,978
+HK$7,159/mo
Deposit HK$2.82M · loan HK$25.40M · min. income ≈ HK$271,638/mo (50% DSR)
Upfront cash ≈ HK$4.02M (deposit + AVD stamp duty HK$1,199,347 · Scale 2, in force from 26 Feb 2026)