LTV · monthly repayment
▼ 0.50% · 3.625%
HK$64,351
−HK$4,036/mo
▼ 0.25% · 3.875%
HK$66,353
−HK$2,034/mo
Today · 4.125%
HK$68,387
baseline
▲ 0.50% · 4.625%
HK$72,548
+HK$4,161/mo
Deposit HK$14.11M · loan HK$14.11M · min. income ≈ HK$136,774/mo (50% DSR)
Upfront cash ≈ HK$15.31M (deposit + AVD stamp duty HK$1,199,397 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,590
−HK$3,868/mo
▼ 0.25% · 3.875%
HK$73,510
−HK$1,948/mo
Today · 4.125%
HK$75,458
baseline
▲ 0.50% · 4.625%
HK$79,435
+HK$3,977/mo
Deposit HK$14.11M · loan HK$14.11M · min. income ≈ HK$150,916/mo (50% DSR)
Upfront cash ≈ HK$15.31M (deposit + AVD stamp duty HK$1,199,397 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,222
−HK$4,842/mo
▼ 0.25% · 3.875%
HK$79,624
−HK$2,440/mo
Today · 4.125%
HK$82,064
baseline
▲ 0.50% · 4.625%
HK$87,057
+HK$4,993/mo
Deposit HK$11.29M · loan HK$16.93M · min. income ≈ HK$164,128/mo (50% DSR)
Upfront cash ≈ HK$12.49M (deposit + AVD stamp duty HK$1,199,397 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,908
−HK$4,642/mo
▼ 0.25% · 3.875%
HK$88,212
−HK$2,338/mo
Today · 4.125%
HK$90,550
baseline
▲ 0.50% · 4.625%
HK$95,323
+HK$4,773/mo
Deposit HK$11.29M · loan HK$16.93M · min. income ≈ HK$181,100/mo (50% DSR)
Upfront cash ≈ HK$12.49M (deposit + AVD stamp duty HK$1,199,397 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,092
−HK$5,649/mo
▼ 0.25% · 3.875%
HK$92,894
−HK$2,847/mo
Today · 4.125%
HK$95,741
baseline
▲ 0.50% · 4.625%
HK$101,567
+HK$5,826/mo
Deposit HK$8.47M · loan HK$19.75M · min. income ≈ HK$191,482/mo (50% DSR)
Upfront cash ≈ HK$9.67M (deposit + AVD stamp duty HK$1,199,397 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,226
−HK$5,415/mo
▼ 0.25% · 3.875%
HK$102,914
−HK$2,727/mo
Today · 4.125%
HK$105,641
baseline
▲ 0.50% · 4.625%
HK$111,210
+HK$5,569/mo
Deposit HK$8.47M · loan HK$19.75M · min. income ≈ HK$211,282/mo (50% DSR)
Upfront cash ≈ HK$9.67M (deposit + AVD stamp duty HK$1,199,397 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,832
−HK$7,264/mo
▼ 0.25% · 3.875%
HK$119,435
−HK$3,661/mo
Today · 4.125%
HK$123,096
baseline
▲ 0.50% · 4.625%
HK$130,586
+HK$7,490/mo
Deposit HK$2.82M · loan HK$25.40M · min. income ≈ HK$246,192/mo (50% DSR)
Upfront cash ≈ HK$4.02M (deposit + AVD stamp duty HK$1,199,397 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,862
−HK$6,962/mo
▼ 0.25% · 3.875%
HK$132,318
−HK$3,506/mo
Today · 4.125%
HK$135,824
baseline
▲ 0.50% · 4.625%
HK$142,984
+HK$7,160/mo
Deposit HK$2.82M · loan HK$25.40M · min. income ≈ HK$271,648/mo (50% DSR)
Upfront cash ≈ HK$4.02M (deposit + AVD stamp duty HK$1,199,397 · Scale 2, in force from 26 Feb 2026)