LTV · monthly repayment
▼ 0.50% · 3.625%
HK$64,352
−HK$4,035/mo
▼ 0.25% · 3.875%
HK$66,354
−HK$2,033/mo
Today · 4.125%
HK$68,387
baseline
▲ 0.50% · 4.625%
HK$72,548
+HK$4,161/mo
Deposit HK$14.11M · loan HK$14.11M · min. income ≈ HK$136,774/mo (50% DSR)
Upfront cash ≈ HK$15.31M (deposit + AVD stamp duty HK$1,199,406 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,591
−HK$3,868/mo
▼ 0.25% · 3.875%
HK$73,511
−HK$1,948/mo
Today · 4.125%
HK$75,459
baseline
▲ 0.50% · 4.625%
HK$79,436
+HK$3,977/mo
Deposit HK$14.11M · loan HK$14.11M · min. income ≈ HK$150,918/mo (50% DSR)
Upfront cash ≈ HK$15.31M (deposit + AVD stamp duty HK$1,199,406 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,222
−HK$4,843/mo
▼ 0.25% · 3.875%
HK$79,624
−HK$2,441/mo
Today · 4.125%
HK$82,065
baseline
▲ 0.50% · 4.625%
HK$87,058
+HK$4,993/mo
Deposit HK$11.29M · loan HK$16.93M · min. income ≈ HK$164,130/mo (50% DSR)
Upfront cash ≈ HK$12.49M (deposit + AVD stamp duty HK$1,199,406 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,909
−HK$4,641/mo
▼ 0.25% · 3.875%
HK$88,213
−HK$2,337/mo
Today · 4.125%
HK$90,550
baseline
▲ 0.50% · 4.625%
HK$95,323
+HK$4,773/mo
Deposit HK$11.29M · loan HK$16.93M · min. income ≈ HK$181,100/mo (50% DSR)
Upfront cash ≈ HK$12.49M (deposit + AVD stamp duty HK$1,199,406 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,093
−HK$5,649/mo
▼ 0.25% · 3.875%
HK$92,895
−HK$2,847/mo
Today · 4.125%
HK$95,742
baseline
▲ 0.50% · 4.625%
HK$101,568
+HK$5,826/mo
Deposit HK$8.47M · loan HK$19.75M · min. income ≈ HK$191,484/mo (50% DSR)
Upfront cash ≈ HK$9.67M (deposit + AVD stamp duty HK$1,199,406 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,227
−HK$5,415/mo
▼ 0.25% · 3.875%
HK$102,915
−HK$2,727/mo
Today · 4.125%
HK$105,642
baseline
▲ 0.50% · 4.625%
HK$111,211
+HK$5,569/mo
Deposit HK$8.47M · loan HK$19.75M · min. income ≈ HK$211,284/mo (50% DSR)
Upfront cash ≈ HK$9.67M (deposit + AVD stamp duty HK$1,199,406 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,833
−HK$7,264/mo
▼ 0.25% · 3.875%
HK$119,436
−HK$3,661/mo
Today · 4.125%
HK$123,097
baseline
▲ 0.50% · 4.625%
HK$130,587
+HK$7,490/mo
Deposit HK$2.82M · loan HK$25.40M · min. income ≈ HK$246,194/mo (50% DSR)
Upfront cash ≈ HK$4.02M (deposit + AVD stamp duty HK$1,199,406 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,863
−HK$6,962/mo
▼ 0.25% · 3.875%
HK$132,319
−HK$3,506/mo
Today · 4.125%
HK$135,825
baseline
▲ 0.50% · 4.625%
HK$142,985
+HK$7,160/mo
Deposit HK$2.82M · loan HK$25.40M · min. income ≈ HK$271,650/mo (50% DSR)
Upfront cash ≈ HK$4.02M (deposit + AVD stamp duty HK$1,199,406 · Scale 2, in force from 26 Feb 2026)