LTV · monthly repayment
▼ 0.50% · 3.625%
HK$64,359
−HK$4,036/mo
▼ 0.25% · 3.875%
HK$66,361
−HK$2,034/mo
Today · 4.125%
HK$68,395
baseline
▲ 0.50% · 4.625%
HK$72,556
+HK$4,161/mo
Deposit HK$14.11M · loan HK$14.11M · min. income ≈ HK$136,790/mo (50% DSR)
Upfront cash ≈ HK$15.31M (deposit + AVD stamp duty HK$1,199,534 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,598
−HK$3,869/mo
▼ 0.25% · 3.875%
HK$73,519
−HK$1,948/mo
Today · 4.125%
HK$75,467
baseline
▲ 0.50% · 4.625%
HK$79,445
+HK$3,978/mo
Deposit HK$14.11M · loan HK$14.11M · min. income ≈ HK$150,934/mo (50% DSR)
Upfront cash ≈ HK$15.31M (deposit + AVD stamp duty HK$1,199,534 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,230
−HK$4,843/mo
▼ 0.25% · 3.875%
HK$79,633
−HK$2,440/mo
Today · 4.125%
HK$82,073
baseline
▲ 0.50% · 4.625%
HK$87,067
+HK$4,994/mo
Deposit HK$11.29M · loan HK$16.93M · min. income ≈ HK$164,146/mo (50% DSR)
Upfront cash ≈ HK$12.49M (deposit + AVD stamp duty HK$1,199,534 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,918
−HK$4,642/mo
▼ 0.25% · 3.875%
HK$88,222
−HK$2,338/mo
Today · 4.125%
HK$90,560
baseline
▲ 0.50% · 4.625%
HK$95,334
+HK$4,774/mo
Deposit HK$11.29M · loan HK$16.93M · min. income ≈ HK$181,120/mo (50% DSR)
Upfront cash ≈ HK$12.49M (deposit + AVD stamp duty HK$1,199,534 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,102
−HK$5,650/mo
▼ 0.25% · 3.875%
HK$92,905
−HK$2,847/mo
Today · 4.125%
HK$95,752
baseline
▲ 0.50% · 4.625%
HK$101,579
+HK$5,827/mo
Deposit HK$8.47M · loan HK$19.76M · min. income ≈ HK$191,504/mo (50% DSR)
Upfront cash ≈ HK$9.67M (deposit + AVD stamp duty HK$1,199,534 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,238
−HK$5,415/mo
▼ 0.25% · 3.875%
HK$102,926
−HK$2,727/mo
Today · 4.125%
HK$105,653
baseline
▲ 0.50% · 4.625%
HK$111,222
+HK$5,569/mo
Deposit HK$8.47M · loan HK$19.76M · min. income ≈ HK$211,306/mo (50% DSR)
Upfront cash ≈ HK$9.67M (deposit + AVD stamp duty HK$1,199,534 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,846
−HK$7,264/mo
▼ 0.25% · 3.875%
HK$119,449
−HK$3,661/mo
Today · 4.125%
HK$123,110
baseline
▲ 0.50% · 4.625%
HK$130,601
+HK$7,491/mo
Deposit HK$2.82M · loan HK$25.40M · min. income ≈ HK$246,220/mo (50% DSR)
Upfront cash ≈ HK$4.02M (deposit + AVD stamp duty HK$1,199,534 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,877
−HK$6,963/mo
▼ 0.25% · 3.875%
HK$132,334
−HK$3,506/mo
Today · 4.125%
HK$135,840
baseline
▲ 0.50% · 4.625%
HK$143,000
+HK$7,160/mo
Deposit HK$2.82M · loan HK$25.40M · min. income ≈ HK$271,680/mo (50% DSR)
Upfront cash ≈ HK$4.02M (deposit + AVD stamp duty HK$1,199,534 · Scale 2, in force from 26 Feb 2026)