LTV · monthly repayment
▼ 0.50% · 3.625%
HK$64,364
−HK$4,036/mo
▼ 0.25% · 3.875%
HK$66,366
−HK$2,034/mo
Today · 4.125%
HK$68,400
baseline
▲ 0.50% · 4.625%
HK$72,562
+HK$4,162/mo
Deposit HK$14.11M · loan HK$14.11M · min. income ≈ HK$136,800/mo (50% DSR)
Upfront cash ≈ HK$15.31M (deposit + AVD stamp duty HK$1,199,629 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,604
−HK$3,869/mo
▼ 0.25% · 3.875%
HK$73,524
−HK$1,949/mo
Today · 4.125%
HK$75,473
baseline
▲ 0.50% · 4.625%
HK$79,451
+HK$3,978/mo
Deposit HK$14.11M · loan HK$14.11M · min. income ≈ HK$150,946/mo (50% DSR)
Upfront cash ≈ HK$15.31M (deposit + AVD stamp duty HK$1,199,629 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,237
−HK$4,843/mo
▼ 0.25% · 3.875%
HK$79,639
−HK$2,441/mo
Today · 4.125%
HK$82,080
baseline
▲ 0.50% · 4.625%
HK$87,074
+HK$4,994/mo
Deposit HK$11.29M · loan HK$16.94M · min. income ≈ HK$164,160/mo (50% DSR)
Upfront cash ≈ HK$12.49M (deposit + AVD stamp duty HK$1,199,629 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,925
−HK$4,642/mo
▼ 0.25% · 3.875%
HK$88,229
−HK$2,338/mo
Today · 4.125%
HK$90,567
baseline
▲ 0.50% · 4.625%
HK$95,341
+HK$4,774/mo
Deposit HK$11.29M · loan HK$16.94M · min. income ≈ HK$181,134/mo (50% DSR)
Upfront cash ≈ HK$12.49M (deposit + AVD stamp duty HK$1,199,629 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,109
−HK$5,651/mo
▼ 0.25% · 3.875%
HK$92,912
−HK$2,848/mo
Today · 4.125%
HK$95,760
baseline
▲ 0.50% · 4.625%
HK$101,587
+HK$5,827/mo
Deposit HK$8.47M · loan HK$19.76M · min. income ≈ HK$191,520/mo (50% DSR)
Upfront cash ≈ HK$9.67M (deposit + AVD stamp duty HK$1,199,629 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,246
−HK$5,416/mo
▼ 0.25% · 3.875%
HK$102,934
−HK$2,728/mo
Today · 4.125%
HK$105,662
baseline
▲ 0.50% · 4.625%
HK$111,231
+HK$5,569/mo
Deposit HK$8.47M · loan HK$19.76M · min. income ≈ HK$211,324/mo (50% DSR)
Upfront cash ≈ HK$9.67M (deposit + AVD stamp duty HK$1,199,629 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,855
−HK$7,265/mo
▼ 0.25% · 3.875%
HK$119,459
−HK$3,661/mo
Today · 4.125%
HK$123,120
baseline
▲ 0.50% · 4.625%
HK$130,612
+HK$7,492/mo
Deposit HK$2.82M · loan HK$25.40M · min. income ≈ HK$246,240/mo (50% DSR)
Upfront cash ≈ HK$4.02M (deposit + AVD stamp duty HK$1,199,629 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,887
−HK$6,964/mo
▼ 0.25% · 3.875%
HK$132,344
−HK$3,507/mo
Today · 4.125%
HK$135,851
baseline
▲ 0.50% · 4.625%
HK$143,012
+HK$7,161/mo
Deposit HK$2.82M · loan HK$25.40M · min. income ≈ HK$271,702/mo (50% DSR)
Upfront cash ≈ HK$4.02M (deposit + AVD stamp duty HK$1,199,629 · Scale 2, in force from 26 Feb 2026)