LTV · monthly repayment
▼ 0.50% · 3.625%
HK$64,368
−HK$4,036/mo
▼ 0.25% · 3.875%
HK$66,370
−HK$2,034/mo
Today · 4.125%
HK$68,404
baseline
▲ 0.50% · 4.625%
HK$72,567
+HK$4,163/mo
Deposit HK$14.11M · loan HK$14.11M · min. income ≈ HK$136,808/mo (50% DSR)
Upfront cash ≈ HK$15.31M (deposit + AVD stamp duty HK$1,199,705 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,609
−HK$3,868/mo
▼ 0.25% · 3.875%
HK$73,529
−HK$1,948/mo
Today · 4.125%
HK$75,477
baseline
▲ 0.50% · 4.625%
HK$79,456
+HK$3,979/mo
Deposit HK$14.11M · loan HK$14.11M · min. income ≈ HK$150,954/mo (50% DSR)
Upfront cash ≈ HK$15.31M (deposit + AVD stamp duty HK$1,199,705 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,241
−HK$4,844/mo
▼ 0.25% · 3.875%
HK$79,644
−HK$2,441/mo
Today · 4.125%
HK$82,085
baseline
▲ 0.50% · 4.625%
HK$87,080
+HK$4,995/mo
Deposit HK$11.29M · loan HK$16.94M · min. income ≈ HK$164,170/mo (50% DSR)
Upfront cash ≈ HK$12.49M (deposit + AVD stamp duty HK$1,199,705 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,930
−HK$4,643/mo
▼ 0.25% · 3.875%
HK$88,235
−HK$2,338/mo
Today · 4.125%
HK$90,573
baseline
▲ 0.50% · 4.625%
HK$95,347
+HK$4,774/mo
Deposit HK$11.29M · loan HK$16.94M · min. income ≈ HK$181,146/mo (50% DSR)
Upfront cash ≈ HK$12.49M (deposit + AVD stamp duty HK$1,199,705 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,115
−HK$5,651/mo
▼ 0.25% · 3.875%
HK$92,918
−HK$2,848/mo
Today · 4.125%
HK$95,766
baseline
▲ 0.50% · 4.625%
HK$101,593
+HK$5,827/mo
Deposit HK$8.47M · loan HK$19.76M · min. income ≈ HK$191,532/mo (50% DSR)
Upfront cash ≈ HK$9.67M (deposit + AVD stamp duty HK$1,199,705 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,252
−HK$5,416/mo
▼ 0.25% · 3.875%
HK$102,941
−HK$2,727/mo
Today · 4.125%
HK$105,668
baseline
▲ 0.50% · 4.625%
HK$111,238
+HK$5,570/mo
Deposit HK$8.47M · loan HK$19.76M · min. income ≈ HK$211,336/mo (50% DSR)
Upfront cash ≈ HK$9.67M (deposit + AVD stamp duty HK$1,199,705 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,862
−HK$7,266/mo
▼ 0.25% · 3.875%
HK$119,466
−HK$3,662/mo
Today · 4.125%
HK$123,128
baseline
▲ 0.50% · 4.625%
HK$130,620
+HK$7,492/mo
Deposit HK$2.82M · loan HK$25.41M · min. income ≈ HK$246,256/mo (50% DSR)
Upfront cash ≈ HK$4.02M (deposit + AVD stamp duty HK$1,199,705 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,895
−HK$6,964/mo
▼ 0.25% · 3.875%
HK$132,352
−HK$3,507/mo
Today · 4.125%
HK$135,859
baseline
▲ 0.50% · 4.625%
HK$143,021
+HK$7,162/mo
Deposit HK$2.82M · loan HK$25.41M · min. income ≈ HK$271,718/mo (50% DSR)
Upfront cash ≈ HK$4.02M (deposit + AVD stamp duty HK$1,199,705 · Scale 2, in force from 26 Feb 2026)