LTV · monthly repayment
▼ 0.50% · 3.625%
HK$64,372
−HK$4,037/mo
▼ 0.25% · 3.875%
HK$66,374
−HK$2,035/mo
Today · 4.125%
HK$68,409
baseline
▲ 0.50% · 4.625%
HK$72,571
+HK$4,162/mo
Deposit HK$14.12M · loan HK$14.12M · min. income ≈ HK$136,818/mo (50% DSR)
Upfront cash ≈ HK$15.31M (deposit + AVD stamp duty HK$1,199,779 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,613
−HK$3,869/mo
▼ 0.25% · 3.875%
HK$73,534
−HK$1,948/mo
Today · 4.125%
HK$75,482
baseline
▲ 0.50% · 4.625%
HK$79,461
+HK$3,979/mo
Deposit HK$14.12M · loan HK$14.12M · min. income ≈ HK$150,964/mo (50% DSR)
Upfront cash ≈ HK$15.31M (deposit + AVD stamp duty HK$1,199,779 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,246
−HK$4,844/mo
▼ 0.25% · 3.875%
HK$79,649
−HK$2,441/mo
Today · 4.125%
HK$82,090
baseline
▲ 0.50% · 4.625%
HK$87,085
+HK$4,995/mo
Deposit HK$11.29M · loan HK$16.94M · min. income ≈ HK$164,180/mo (50% DSR)
Upfront cash ≈ HK$12.49M (deposit + AVD stamp duty HK$1,199,779 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,936
−HK$4,642/mo
▼ 0.25% · 3.875%
HK$88,240
−HK$2,338/mo
Today · 4.125%
HK$90,578
baseline
▲ 0.50% · 4.625%
HK$95,353
+HK$4,775/mo
Deposit HK$11.29M · loan HK$16.94M · min. income ≈ HK$181,156/mo (50% DSR)
Upfront cash ≈ HK$12.49M (deposit + AVD stamp duty HK$1,199,779 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,121
−HK$5,651/mo
▼ 0.25% · 3.875%
HK$92,924
−HK$2,848/mo
Today · 4.125%
HK$95,772
baseline
▲ 0.50% · 4.625%
HK$101,599
+HK$5,827/mo
Deposit HK$8.47M · loan HK$19.76M · min. income ≈ HK$191,544/mo (50% DSR)
Upfront cash ≈ HK$9.67M (deposit + AVD stamp duty HK$1,199,779 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,258
−HK$5,417/mo
▼ 0.25% · 3.875%
HK$102,947
−HK$2,728/mo
Today · 4.125%
HK$105,675
baseline
▲ 0.50% · 4.625%
HK$111,245
+HK$5,570/mo
Deposit HK$8.47M · loan HK$19.76M · min. income ≈ HK$211,350/mo (50% DSR)
Upfront cash ≈ HK$9.67M (deposit + AVD stamp duty HK$1,199,779 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,869
−HK$7,266/mo
▼ 0.25% · 3.875%
HK$119,473
−HK$3,662/mo
Today · 4.125%
HK$123,135
baseline
▲ 0.50% · 4.625%
HK$130,628
+HK$7,493/mo
Deposit HK$2.82M · loan HK$25.41M · min. income ≈ HK$246,270/mo (50% DSR)
Upfront cash ≈ HK$4.02M (deposit + AVD stamp duty HK$1,199,779 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,903
−HK$6,965/mo
▼ 0.25% · 3.875%
HK$132,361
−HK$3,507/mo
Today · 4.125%
HK$135,868
baseline
▲ 0.50% · 4.625%
HK$143,029
+HK$7,161/mo
Deposit HK$2.82M · loan HK$25.41M · min. income ≈ HK$271,736/mo (50% DSR)
Upfront cash ≈ HK$4.02M (deposit + AVD stamp duty HK$1,199,779 · Scale 2, in force from 26 Feb 2026)