LTV · monthly repayment
▼ 0.50% · 3.625%
HK$64,374
−HK$4,037/mo
▼ 0.25% · 3.875%
HK$66,376
−HK$2,035/mo
Today · 4.125%
HK$68,411
baseline
▲ 0.50% · 4.625%
HK$72,573
+HK$4,162/mo
Deposit HK$14.12M · loan HK$14.12M · min. income ≈ HK$136,822/mo (50% DSR)
Upfront cash ≈ HK$15.32M (deposit + AVD stamp duty HK$1,199,818 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,615
−HK$3,870/mo
▼ 0.25% · 3.875%
HK$73,536
−HK$1,949/mo
Today · 4.125%
HK$75,485
baseline
▲ 0.50% · 4.625%
HK$79,463
+HK$3,978/mo
Deposit HK$14.12M · loan HK$14.12M · min. income ≈ HK$150,970/mo (50% DSR)
Upfront cash ≈ HK$15.32M (deposit + AVD stamp duty HK$1,199,818 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,249
−HK$4,844/mo
▼ 0.25% · 3.875%
HK$79,652
−HK$2,441/mo
Today · 4.125%
HK$82,093
baseline
▲ 0.50% · 4.625%
HK$87,088
+HK$4,995/mo
Deposit HK$11.29M · loan HK$16.94M · min. income ≈ HK$164,186/mo (50% DSR)
Upfront cash ≈ HK$12.49M (deposit + AVD stamp duty HK$1,199,818 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,938
−HK$4,643/mo
▼ 0.25% · 3.875%
HK$88,243
−HK$2,338/mo
Today · 4.125%
HK$90,581
baseline
▲ 0.50% · 4.625%
HK$95,356
+HK$4,775/mo
Deposit HK$11.29M · loan HK$16.94M · min. income ≈ HK$181,162/mo (50% DSR)
Upfront cash ≈ HK$12.49M (deposit + AVD stamp duty HK$1,199,818 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,123
−HK$5,652/mo
▼ 0.25% · 3.875%
HK$92,927
−HK$2,848/mo
Today · 4.125%
HK$95,775
baseline
▲ 0.50% · 4.625%
HK$101,603
+HK$5,828/mo
Deposit HK$8.47M · loan HK$19.76M · min. income ≈ HK$191,550/mo (50% DSR)
Upfront cash ≈ HK$9.67M (deposit + AVD stamp duty HK$1,199,818 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,261
−HK$5,417/mo
▼ 0.25% · 3.875%
HK$102,950
−HK$2,728/mo
Today · 4.125%
HK$105,678
baseline
▲ 0.50% · 4.625%
HK$111,249
+HK$5,571/mo
Deposit HK$8.47M · loan HK$19.76M · min. income ≈ HK$211,356/mo (50% DSR)
Upfront cash ≈ HK$9.67M (deposit + AVD stamp duty HK$1,199,818 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,873
−HK$7,266/mo
▼ 0.25% · 3.875%
HK$119,477
−HK$3,662/mo
Today · 4.125%
HK$123,139
baseline
▲ 0.50% · 4.625%
HK$130,632
+HK$7,493/mo
Deposit HK$2.82M · loan HK$25.41M · min. income ≈ HK$246,278/mo (50% DSR)
Upfront cash ≈ HK$4.02M (deposit + AVD stamp duty HK$1,199,818 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,908
−HK$6,964/mo
▼ 0.25% · 3.875%
HK$132,365
−HK$3,507/mo
Today · 4.125%
HK$135,872
baseline
▲ 0.50% · 4.625%
HK$143,034
+HK$7,162/mo
Deposit HK$2.82M · loan HK$25.41M · min. income ≈ HK$271,744/mo (50% DSR)
Upfront cash ≈ HK$4.02M (deposit + AVD stamp duty HK$1,199,818 · Scale 2, in force from 26 Feb 2026)