LTV · monthly repayment
▼ 0.50% · 3.625%
HK$64,379
−HK$4,038/mo
▼ 0.25% · 3.875%
HK$66,382
−HK$2,035/mo
Today · 4.125%
HK$68,417
baseline
▲ 0.50% · 4.625%
HK$72,580
+HK$4,163/mo
Deposit HK$14.12M · loan HK$14.12M · min. income ≈ HK$136,834/mo (50% DSR)
Upfront cash ≈ HK$15.32M (deposit + AVD stamp duty HK$1,199,920 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,621
−HK$3,870/mo
▼ 0.25% · 3.875%
HK$73,542
−HK$1,949/mo
Today · 4.125%
HK$75,491
baseline
▲ 0.50% · 4.625%
HK$79,470
+HK$3,979/mo
Deposit HK$14.12M · loan HK$14.12M · min. income ≈ HK$150,982/mo (50% DSR)
Upfront cash ≈ HK$15.32M (deposit + AVD stamp duty HK$1,199,920 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,255
−HK$4,845/mo
▼ 0.25% · 3.875%
HK$79,658
−HK$2,442/mo
Today · 4.125%
HK$82,100
baseline
▲ 0.50% · 4.625%
HK$87,095
+HK$4,995/mo
Deposit HK$11.29M · loan HK$16.94M · min. income ≈ HK$164,200/mo (50% DSR)
Upfront cash ≈ HK$12.49M (deposit + AVD stamp duty HK$1,199,920 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,946
−HK$4,643/mo
▼ 0.25% · 3.875%
HK$88,251
−HK$2,338/mo
Today · 4.125%
HK$90,589
baseline
▲ 0.50% · 4.625%
HK$95,364
+HK$4,775/mo
Deposit HK$11.29M · loan HK$16.94M · min. income ≈ HK$181,178/mo (50% DSR)
Upfront cash ≈ HK$12.49M (deposit + AVD stamp duty HK$1,199,920 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,131
−HK$5,652/mo
▼ 0.25% · 3.875%
HK$92,935
−HK$2,848/mo
Today · 4.125%
HK$95,783
baseline
▲ 0.50% · 4.625%
HK$101,611
+HK$5,828/mo
Deposit HK$8.47M · loan HK$19.76M · min. income ≈ HK$191,566/mo (50% DSR)
Upfront cash ≈ HK$9.67M (deposit + AVD stamp duty HK$1,199,920 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,270
−HK$5,417/mo
▼ 0.25% · 3.875%
HK$102,959
−HK$2,728/mo
Today · 4.125%
HK$105,687
baseline
▲ 0.50% · 4.625%
HK$111,258
+HK$5,571/mo
Deposit HK$8.47M · loan HK$19.76M · min. income ≈ HK$211,374/mo (50% DSR)
Upfront cash ≈ HK$9.67M (deposit + AVD stamp duty HK$1,199,920 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,883
−HK$7,267/mo
▼ 0.25% · 3.875%
HK$119,488
−HK$3,662/mo
Today · 4.125%
HK$123,150
baseline
▲ 0.50% · 4.625%
HK$130,643
+HK$7,493/mo
Deposit HK$2.82M · loan HK$25.41M · min. income ≈ HK$246,300/mo (50% DSR)
Upfront cash ≈ HK$4.02M (deposit + AVD stamp duty HK$1,199,920 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,919
−HK$6,965/mo
▼ 0.25% · 3.875%
HK$132,376
−HK$3,508/mo
Today · 4.125%
HK$135,884
baseline
▲ 0.50% · 4.625%
HK$143,046
+HK$7,162/mo
Deposit HK$2.82M · loan HK$25.41M · min. income ≈ HK$271,768/mo (50% DSR)
Upfront cash ≈ HK$4.02M (deposit + AVD stamp duty HK$1,199,920 · Scale 2, in force from 26 Feb 2026)