LTV · monthly repayment
▼ 0.50% · 3.625%
HK$64,394
−HK$4,038/mo
▼ 0.25% · 3.875%
HK$66,397
−HK$2,035/mo
Today · 4.125%
HK$68,432
baseline
▲ 0.50% · 4.625%
HK$72,596
+HK$4,164/mo
Deposit HK$14.12M · loan HK$14.12M · min. income ≈ HK$136,864/mo (50% DSR)
Upfront cash ≈ HK$15.32M (deposit + AVD stamp duty HK$1,200,199 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,638
−HK$3,870/mo
▼ 0.25% · 3.875%
HK$73,559
−HK$1,949/mo
Today · 4.125%
HK$75,508
baseline
▲ 0.50% · 4.625%
HK$79,489
+HK$3,981/mo
Deposit HK$14.12M · loan HK$14.12M · min. income ≈ HK$151,016/mo (50% DSR)
Upfront cash ≈ HK$15.32M (deposit + AVD stamp duty HK$1,200,199 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,273
−HK$4,846/mo
▼ 0.25% · 3.875%
HK$79,677
−HK$2,442/mo
Today · 4.125%
HK$82,119
baseline
▲ 0.50% · 4.625%
HK$87,116
+HK$4,997/mo
Deposit HK$11.30M · loan HK$16.94M · min. income ≈ HK$164,238/mo (50% DSR)
Upfront cash ≈ HK$12.50M (deposit + AVD stamp duty HK$1,200,199 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,966
−HK$4,644/mo
▼ 0.25% · 3.875%
HK$88,271
−HK$2,339/mo
Today · 4.125%
HK$90,610
baseline
▲ 0.50% · 4.625%
HK$95,386
+HK$4,776/mo
Deposit HK$11.30M · loan HK$16.94M · min. income ≈ HK$181,220/mo (50% DSR)
Upfront cash ≈ HK$12.50M (deposit + AVD stamp duty HK$1,200,199 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,152
−HK$5,653/mo
▼ 0.25% · 3.875%
HK$92,956
−HK$2,849/mo
Today · 4.125%
HK$95,805
baseline
▲ 0.50% · 4.625%
HK$101,635
+HK$5,830/mo
Deposit HK$8.47M · loan HK$19.77M · min. income ≈ HK$191,610/mo (50% DSR)
Upfront cash ≈ HK$9.67M (deposit + AVD stamp duty HK$1,200,199 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,293
−HK$5,419/mo
▼ 0.25% · 3.875%
HK$102,983
−HK$2,729/mo
Today · 4.125%
HK$105,712
baseline
▲ 0.50% · 4.625%
HK$111,284
+HK$5,572/mo
Deposit HK$8.47M · loan HK$19.77M · min. income ≈ HK$211,424/mo (50% DSR)
Upfront cash ≈ HK$9.67M (deposit + AVD stamp duty HK$1,200,199 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,910
−HK$7,268/mo
▼ 0.25% · 3.875%
HK$119,515
−HK$3,663/mo
Today · 4.125%
HK$123,178
baseline
▲ 0.50% · 4.625%
HK$130,674
+HK$7,496/mo
Deposit HK$2.82M · loan HK$25.42M · min. income ≈ HK$246,356/mo (50% DSR)
Upfront cash ≈ HK$4.02M (deposit + AVD stamp duty HK$1,200,199 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,949
−HK$6,966/mo
▼ 0.25% · 3.875%
HK$132,407
−HK$3,508/mo
Today · 4.125%
HK$135,915
baseline
▲ 0.50% · 4.625%
HK$143,080
+HK$7,165/mo
Deposit HK$2.82M · loan HK$25.42M · min. income ≈ HK$271,830/mo (50% DSR)
Upfront cash ≈ HK$4.02M (deposit + AVD stamp duty HK$1,200,199 · Scale 2, in force from 26 Feb 2026)