LTV · monthly repayment
▼ 0.50% · 3.625%
HK$64,395
−HK$4,038/mo
▼ 0.25% · 3.875%
HK$66,398
−HK$2,035/mo
Today · 4.125%
HK$68,433
baseline
▲ 0.50% · 4.625%
HK$72,597
+HK$4,164/mo
Deposit HK$14.12M · loan HK$14.12M · min. income ≈ HK$136,866/mo (50% DSR)
Upfront cash ≈ HK$15.32M (deposit + AVD stamp duty HK$1,200,206 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,638
−HK$3,871/mo
▼ 0.25% · 3.875%
HK$73,560
−HK$1,949/mo
Today · 4.125%
HK$75,509
baseline
▲ 0.50% · 4.625%
HK$79,489
+HK$3,980/mo
Deposit HK$14.12M · loan HK$14.12M · min. income ≈ HK$151,018/mo (50% DSR)
Upfront cash ≈ HK$15.32M (deposit + AVD stamp duty HK$1,200,206 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,274
−HK$4,845/mo
▼ 0.25% · 3.875%
HK$79,677
−HK$2,442/mo
Today · 4.125%
HK$82,119
baseline
▲ 0.50% · 4.625%
HK$87,116
+HK$4,997/mo
Deposit HK$11.30M · loan HK$16.94M · min. income ≈ HK$164,238/mo (50% DSR)
Upfront cash ≈ HK$12.50M (deposit + AVD stamp duty HK$1,200,206 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,966
−HK$4,645/mo
▼ 0.25% · 3.875%
HK$88,272
−HK$2,339/mo
Today · 4.125%
HK$90,611
baseline
▲ 0.50% · 4.625%
HK$95,387
+HK$4,776/mo
Deposit HK$11.30M · loan HK$16.94M · min. income ≈ HK$181,222/mo (50% DSR)
Upfront cash ≈ HK$12.50M (deposit + AVD stamp duty HK$1,200,206 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,153
−HK$5,653/mo
▼ 0.25% · 3.875%
HK$92,957
−HK$2,849/mo
Today · 4.125%
HK$95,806
baseline
▲ 0.50% · 4.625%
HK$101,636
+HK$5,830/mo
Deposit HK$8.47M · loan HK$19.77M · min. income ≈ HK$191,612/mo (50% DSR)
Upfront cash ≈ HK$9.67M (deposit + AVD stamp duty HK$1,200,206 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,294
−HK$5,418/mo
▼ 0.25% · 3.875%
HK$102,984
−HK$2,728/mo
Today · 4.125%
HK$105,712
baseline
▲ 0.50% · 4.625%
HK$111,285
+HK$5,573/mo
Deposit HK$8.47M · loan HK$19.77M · min. income ≈ HK$211,424/mo (50% DSR)
Upfront cash ≈ HK$9.67M (deposit + AVD stamp duty HK$1,200,206 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,911
−HK$7,268/mo
▼ 0.25% · 3.875%
HK$119,516
−HK$3,663/mo
Today · 4.125%
HK$123,179
baseline
▲ 0.50% · 4.625%
HK$130,674
+HK$7,495/mo
Deposit HK$2.82M · loan HK$25.42M · min. income ≈ HK$246,358/mo (50% DSR)
Upfront cash ≈ HK$4.02M (deposit + AVD stamp duty HK$1,200,206 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,949
−HK$6,967/mo
▼ 0.25% · 3.875%
HK$132,408
−HK$3,508/mo
Today · 4.125%
HK$135,916
baseline
▲ 0.50% · 4.625%
HK$143,080
+HK$7,164/mo
Deposit HK$2.82M · loan HK$25.42M · min. income ≈ HK$271,832/mo (50% DSR)
Upfront cash ≈ HK$4.02M (deposit + AVD stamp duty HK$1,200,206 · Scale 2, in force from 26 Feb 2026)