LTV · monthly repayment
▼ 0.50% · 3.625%
HK$64,401
−HK$4,038/mo
▼ 0.25% · 3.875%
HK$66,404
−HK$2,035/mo
Today · 4.125%
HK$68,439
baseline
▲ 0.50% · 4.625%
HK$72,603
+HK$4,164/mo
Deposit HK$14.12M · loan HK$14.12M · min. income ≈ HK$136,878/mo (50% DSR)
Upfront cash ≈ HK$15.32M (deposit + AVD stamp duty HK$1,200,316 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,645
−HK$3,871/mo
▼ 0.25% · 3.875%
HK$73,567
−HK$1,949/mo
Today · 4.125%
HK$75,516
baseline
▲ 0.50% · 4.625%
HK$79,496
+HK$3,980/mo
Deposit HK$14.12M · loan HK$14.12M · min. income ≈ HK$151,032/mo (50% DSR)
Upfront cash ≈ HK$15.32M (deposit + AVD stamp duty HK$1,200,316 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,281
−HK$4,846/mo
▼ 0.25% · 3.875%
HK$79,685
−HK$2,442/mo
Today · 4.125%
HK$82,127
baseline
▲ 0.50% · 4.625%
HK$87,124
+HK$4,997/mo
Deposit HK$11.30M · loan HK$16.95M · min. income ≈ HK$164,254/mo (50% DSR)
Upfront cash ≈ HK$12.50M (deposit + AVD stamp duty HK$1,200,316 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,974
−HK$4,645/mo
▼ 0.25% · 3.875%
HK$88,280
−HK$2,339/mo
Today · 4.125%
HK$90,619
baseline
▲ 0.50% · 4.625%
HK$95,396
+HK$4,777/mo
Deposit HK$11.30M · loan HK$16.95M · min. income ≈ HK$181,238/mo (50% DSR)
Upfront cash ≈ HK$12.50M (deposit + AVD stamp duty HK$1,200,316 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,161
−HK$5,654/mo
▼ 0.25% · 3.875%
HK$92,965
−HK$2,850/mo
Today · 4.125%
HK$95,815
baseline
▲ 0.50% · 4.625%
HK$101,645
+HK$5,830/mo
Deposit HK$8.47M · loan HK$19.77M · min. income ≈ HK$191,630/mo (50% DSR)
Upfront cash ≈ HK$9.67M (deposit + AVD stamp duty HK$1,200,316 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,303
−HK$5,419/mo
▼ 0.25% · 3.875%
HK$102,993
−HK$2,729/mo
Today · 4.125%
HK$105,722
baseline
▲ 0.50% · 4.625%
HK$111,295
+HK$5,573/mo
Deposit HK$8.47M · loan HK$19.77M · min. income ≈ HK$211,444/mo (50% DSR)
Upfront cash ≈ HK$9.67M (deposit + AVD stamp duty HK$1,200,316 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,921
−HK$7,269/mo
▼ 0.25% · 3.875%
HK$119,527
−HK$3,663/mo
Today · 4.125%
HK$123,190
baseline
▲ 0.50% · 4.625%
HK$130,686
+HK$7,496/mo
Deposit HK$2.82M · loan HK$25.42M · min. income ≈ HK$246,380/mo (50% DSR)
Upfront cash ≈ HK$4.02M (deposit + AVD stamp duty HK$1,200,316 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,961
−HK$6,967/mo
▼ 0.25% · 3.875%
HK$132,420
−HK$3,508/mo
Today · 4.125%
HK$135,928
baseline
▲ 0.50% · 4.625%
HK$143,093
+HK$7,165/mo
Deposit HK$2.82M · loan HK$25.42M · min. income ≈ HK$271,856/mo (50% DSR)
Upfront cash ≈ HK$4.02M (deposit + AVD stamp duty HK$1,200,316 · Scale 2, in force from 26 Feb 2026)