LTV · monthly repayment
▼ 0.50% · 3.625%
HK$64,402
−HK$4,038/mo
▼ 0.25% · 3.875%
HK$66,405
−HK$2,035/mo
Today · 4.125%
HK$68,440
baseline
▲ 0.50% · 4.625%
HK$72,605
+HK$4,165/mo
Deposit HK$14.12M · loan HK$14.12M · min. income ≈ HK$136,880/mo (50% DSR)
Upfront cash ≈ HK$15.32M (deposit + AVD stamp duty HK$1,200,335 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,646
−HK$3,871/mo
▼ 0.25% · 3.875%
HK$73,568
−HK$1,949/mo
Today · 4.125%
HK$75,517
baseline
▲ 0.50% · 4.625%
HK$79,498
+HK$3,981/mo
Deposit HK$14.12M · loan HK$14.12M · min. income ≈ HK$151,034/mo (50% DSR)
Upfront cash ≈ HK$15.32M (deposit + AVD stamp duty HK$1,200,335 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,282
−HK$4,846/mo
▼ 0.25% · 3.875%
HK$79,686
−HK$2,442/mo
Today · 4.125%
HK$82,128
baseline
▲ 0.50% · 4.625%
HK$87,126
+HK$4,998/mo
Deposit HK$11.30M · loan HK$16.95M · min. income ≈ HK$164,256/mo (50% DSR)
Upfront cash ≈ HK$12.50M (deposit + AVD stamp duty HK$1,200,335 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,975
−HK$4,645/mo
▼ 0.25% · 3.875%
HK$88,281
−HK$2,339/mo
Today · 4.125%
HK$90,620
baseline
▲ 0.50% · 4.625%
HK$95,397
+HK$4,777/mo
Deposit HK$11.30M · loan HK$16.95M · min. income ≈ HK$181,240/mo (50% DSR)
Upfront cash ≈ HK$12.50M (deposit + AVD stamp duty HK$1,200,335 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,162
−HK$5,654/mo
▼ 0.25% · 3.875%
HK$92,967
−HK$2,849/mo
Today · 4.125%
HK$95,816
baseline
▲ 0.50% · 4.625%
HK$101,647
+HK$5,831/mo
Deposit HK$8.47M · loan HK$19.77M · min. income ≈ HK$191,632/mo (50% DSR)
Upfront cash ≈ HK$9.67M (deposit + AVD stamp duty HK$1,200,335 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,305
−HK$5,419/mo
▼ 0.25% · 3.875%
HK$102,995
−HK$2,729/mo
Today · 4.125%
HK$105,724
baseline
▲ 0.50% · 4.625%
HK$111,297
+HK$5,573/mo
Deposit HK$8.47M · loan HK$19.77M · min. income ≈ HK$211,448/mo (50% DSR)
Upfront cash ≈ HK$9.67M (deposit + AVD stamp duty HK$1,200,335 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,923
−HK$7,269/mo
▼ 0.25% · 3.875%
HK$119,529
−HK$3,663/mo
Today · 4.125%
HK$123,192
baseline
▲ 0.50% · 4.625%
HK$130,688
+HK$7,496/mo
Deposit HK$2.82M · loan HK$25.42M · min. income ≈ HK$246,384/mo (50% DSR)
Upfront cash ≈ HK$4.02M (deposit + AVD stamp duty HK$1,200,335 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,963
−HK$6,968/mo
▼ 0.25% · 3.875%
HK$132,422
−HK$3,509/mo
Today · 4.125%
HK$135,931
baseline
▲ 0.50% · 4.625%
HK$143,096
+HK$7,165/mo
Deposit HK$2.82M · loan HK$25.42M · min. income ≈ HK$271,862/mo (50% DSR)
Upfront cash ≈ HK$4.02M (deposit + AVD stamp duty HK$1,200,335 · Scale 2, in force from 26 Feb 2026)