LTV · monthly repayment
▼ 0.50% · 3.625%
HK$64,412
−HK$4,039/mo
▼ 0.25% · 3.875%
HK$66,415
−HK$2,036/mo
Today · 4.125%
HK$68,451
baseline
▲ 0.50% · 4.625%
HK$72,616
+HK$4,165/mo
Deposit HK$14.12M · loan HK$14.12M · min. income ≈ HK$136,902/mo (50% DSR)
Upfront cash ≈ HK$15.32M (deposit + AVD stamp duty HK$1,200,519 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,657
−HK$3,872/mo
▼ 0.25% · 3.875%
HK$73,579
−HK$1,950/mo
Today · 4.125%
HK$75,529
baseline
▲ 0.50% · 4.625%
HK$79,510
+HK$3,981/mo
Deposit HK$14.12M · loan HK$14.12M · min. income ≈ HK$151,058/mo (50% DSR)
Upfront cash ≈ HK$15.32M (deposit + AVD stamp duty HK$1,200,519 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,294
−HK$4,847/mo
▼ 0.25% · 3.875%
HK$79,698
−HK$2,443/mo
Today · 4.125%
HK$82,141
baseline
▲ 0.50% · 4.625%
HK$87,139
+HK$4,998/mo
Deposit HK$11.30M · loan HK$16.95M · min. income ≈ HK$164,282/mo (50% DSR)
Upfront cash ≈ HK$12.50M (deposit + AVD stamp duty HK$1,200,519 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,989
−HK$4,645/mo
▼ 0.25% · 3.875%
HK$88,295
−HK$2,339/mo
Today · 4.125%
HK$90,634
baseline
▲ 0.50% · 4.625%
HK$95,412
+HK$4,778/mo
Deposit HK$11.30M · loan HK$16.95M · min. income ≈ HK$181,268/mo (50% DSR)
Upfront cash ≈ HK$12.50M (deposit + AVD stamp duty HK$1,200,519 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,176
−HK$5,655/mo
▼ 0.25% · 3.875%
HK$92,981
−HK$2,850/mo
Today · 4.125%
HK$95,831
baseline
▲ 0.50% · 4.625%
HK$101,662
+HK$5,831/mo
Deposit HK$8.47M · loan HK$19.77M · min. income ≈ HK$191,662/mo (50% DSR)
Upfront cash ≈ HK$9.67M (deposit + AVD stamp duty HK$1,200,519 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,320
−HK$5,420/mo
▼ 0.25% · 3.875%
HK$103,011
−HK$2,729/mo
Today · 4.125%
HK$105,740
baseline
▲ 0.50% · 4.625%
HK$111,314
+HK$5,574/mo
Deposit HK$8.47M · loan HK$19.77M · min. income ≈ HK$211,480/mo (50% DSR)
Upfront cash ≈ HK$9.67M (deposit + AVD stamp duty HK$1,200,519 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,941
−HK$7,270/mo
▼ 0.25% · 3.875%
HK$119,547
−HK$3,664/mo
Today · 4.125%
HK$123,211
baseline
▲ 0.50% · 4.625%
HK$130,708
+HK$7,497/mo
Deposit HK$2.82M · loan HK$25.42M · min. income ≈ HK$246,422/mo (50% DSR)
Upfront cash ≈ HK$4.03M (deposit + AVD stamp duty HK$1,200,519 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,983
−HK$6,968/mo
▼ 0.25% · 3.875%
HK$132,442
−HK$3,509/mo
Today · 4.125%
HK$135,951
baseline
▲ 0.50% · 4.625%
HK$143,118
+HK$7,167/mo
Deposit HK$2.82M · loan HK$25.42M · min. income ≈ HK$271,902/mo (50% DSR)
Upfront cash ≈ HK$4.03M (deposit + AVD stamp duty HK$1,200,519 · Scale 2, in force from 26 Feb 2026)