LTV · monthly repayment
▼ 0.50% · 3.625%
HK$64,418
−HK$4,039/mo
▼ 0.25% · 3.875%
HK$66,421
−HK$2,036/mo
Today · 4.125%
HK$68,457
baseline
▲ 0.50% · 4.625%
HK$72,623
+HK$4,166/mo
Deposit HK$14.13M · loan HK$14.13M · min. income ≈ HK$136,914/mo (50% DSR)
Upfront cash ≈ HK$15.33M (deposit + AVD stamp duty HK$1,200,633 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,664
−HK$3,872/mo
▼ 0.25% · 3.875%
HK$73,586
−HK$1,950/mo
Today · 4.125%
HK$75,536
baseline
▲ 0.50% · 4.625%
HK$79,517
+HK$3,981/mo
Deposit HK$14.13M · loan HK$14.13M · min. income ≈ HK$151,072/mo (50% DSR)
Upfront cash ≈ HK$15.33M (deposit + AVD stamp duty HK$1,200,633 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,301
−HK$4,848/mo
▼ 0.25% · 3.875%
HK$79,706
−HK$2,443/mo
Today · 4.125%
HK$82,149
baseline
▲ 0.50% · 4.625%
HK$87,147
+HK$4,998/mo
Deposit HK$11.30M · loan HK$16.95M · min. income ≈ HK$164,298/mo (50% DSR)
Upfront cash ≈ HK$12.50M (deposit + AVD stamp duty HK$1,200,633 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,997
−HK$4,646/mo
▼ 0.25% · 3.875%
HK$88,303
−HK$2,340/mo
Today · 4.125%
HK$90,643
baseline
▲ 0.50% · 4.625%
HK$95,421
+HK$4,778/mo
Deposit HK$11.30M · loan HK$16.95M · min. income ≈ HK$181,286/mo (50% DSR)
Upfront cash ≈ HK$12.50M (deposit + AVD stamp duty HK$1,200,633 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,185
−HK$5,655/mo
▼ 0.25% · 3.875%
HK$92,990
−HK$2,850/mo
Today · 4.125%
HK$95,840
baseline
▲ 0.50% · 4.625%
HK$101,672
+HK$5,832/mo
Deposit HK$8.48M · loan HK$19.78M · min. income ≈ HK$191,680/mo (50% DSR)
Upfront cash ≈ HK$9.68M (deposit + AVD stamp duty HK$1,200,633 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,330
−HK$5,420/mo
▼ 0.25% · 3.875%
HK$103,020
−HK$2,730/mo
Today · 4.125%
HK$105,750
baseline
▲ 0.50% · 4.625%
HK$111,324
+HK$5,574/mo
Deposit HK$8.48M · loan HK$19.78M · min. income ≈ HK$211,500/mo (50% DSR)
Upfront cash ≈ HK$9.68M (deposit + AVD stamp duty HK$1,200,633 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,952
−HK$7,271/mo
▼ 0.25% · 3.875%
HK$119,559
−HK$3,664/mo
Today · 4.125%
HK$123,223
baseline
▲ 0.50% · 4.625%
HK$130,721
+HK$7,498/mo
Deposit HK$2.83M · loan HK$25.43M · min. income ≈ HK$246,446/mo (50% DSR)
Upfront cash ≈ HK$4.03M (deposit + AVD stamp duty HK$1,200,633 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,995
−HK$6,969/mo
▼ 0.25% · 3.875%
HK$132,455
−HK$3,509/mo
Today · 4.125%
HK$135,964
baseline
▲ 0.50% · 4.625%
HK$143,131
+HK$7,167/mo
Deposit HK$2.83M · loan HK$25.43M · min. income ≈ HK$271,928/mo (50% DSR)
Upfront cash ≈ HK$4.03M (deposit + AVD stamp duty HK$1,200,633 · Scale 2, in force from 26 Feb 2026)