LTV · monthly repayment
▼ 0.50% · 3.625%
HK$64,421
−HK$4,040/mo
▼ 0.25% · 3.875%
HK$66,425
−HK$2,036/mo
Today · 4.125%
HK$68,461
baseline
▲ 0.50% · 4.625%
HK$72,626
+HK$4,165/mo
Deposit HK$14.13M · loan HK$14.13M · min. income ≈ HK$136,922/mo (50% DSR)
Upfront cash ≈ HK$15.33M (deposit + AVD stamp duty HK$1,200,694 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,668
−HK$3,872/mo
▼ 0.25% · 3.875%
HK$73,590
−HK$1,950/mo
Today · 4.125%
HK$75,540
baseline
▲ 0.50% · 4.625%
HK$79,521
+HK$3,981/mo
Deposit HK$14.13M · loan HK$14.13M · min. income ≈ HK$151,080/mo (50% DSR)
Upfront cash ≈ HK$15.33M (deposit + AVD stamp duty HK$1,200,694 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,305
−HK$4,848/mo
▼ 0.25% · 3.875%
HK$79,710
−HK$2,443/mo
Today · 4.125%
HK$82,153
baseline
▲ 0.50% · 4.625%
HK$87,152
+HK$4,999/mo
Deposit HK$11.30M · loan HK$16.95M · min. income ≈ HK$164,306/mo (50% DSR)
Upfront cash ≈ HK$12.50M (deposit + AVD stamp duty HK$1,200,694 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,001
−HK$4,646/mo
▼ 0.25% · 3.875%
HK$88,308
−HK$2,339/mo
Today · 4.125%
HK$90,647
baseline
▲ 0.50% · 4.625%
HK$95,426
+HK$4,779/mo
Deposit HK$11.30M · loan HK$16.95M · min. income ≈ HK$181,294/mo (50% DSR)
Upfront cash ≈ HK$12.50M (deposit + AVD stamp duty HK$1,200,694 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,189
−HK$5,656/mo
▼ 0.25% · 3.875%
HK$92,995
−HK$2,850/mo
Today · 4.125%
HK$95,845
baseline
▲ 0.50% · 4.625%
HK$101,677
+HK$5,832/mo
Deposit HK$8.48M · loan HK$19.78M · min. income ≈ HK$191,690/mo (50% DSR)
Upfront cash ≈ HK$9.68M (deposit + AVD stamp duty HK$1,200,694 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,335
−HK$5,420/mo
▼ 0.25% · 3.875%
HK$103,026
−HK$2,729/mo
Today · 4.125%
HK$105,755
baseline
▲ 0.50% · 4.625%
HK$111,330
+HK$5,575/mo
Deposit HK$8.48M · loan HK$19.78M · min. income ≈ HK$211,510/mo (50% DSR)
Upfront cash ≈ HK$9.68M (deposit + AVD stamp duty HK$1,200,694 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,958
−HK$7,271/mo
▼ 0.25% · 3.875%
HK$119,565
−HK$3,664/mo
Today · 4.125%
HK$123,229
baseline
▲ 0.50% · 4.625%
HK$130,727
+HK$7,498/mo
Deposit HK$2.83M · loan HK$25.43M · min. income ≈ HK$246,458/mo (50% DSR)
Upfront cash ≈ HK$4.03M (deposit + AVD stamp duty HK$1,200,694 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,002
−HK$6,969/mo
▼ 0.25% · 3.875%
HK$132,461
−HK$3,510/mo
Today · 4.125%
HK$135,971
baseline
▲ 0.50% · 4.625%
HK$143,138
+HK$7,167/mo
Deposit HK$2.83M · loan HK$25.43M · min. income ≈ HK$271,942/mo (50% DSR)
Upfront cash ≈ HK$4.03M (deposit + AVD stamp duty HK$1,200,694 · Scale 2, in force from 26 Feb 2026)