LTV · monthly repayment
▼ 0.50% · 3.625%
HK$64,425
−HK$4,040/mo
▼ 0.25% · 3.875%
HK$66,429
−HK$2,036/mo
Today · 4.125%
HK$68,465
baseline
▲ 0.50% · 4.625%
HK$72,631
+HK$4,166/mo
Deposit HK$14.13M · loan HK$14.13M · min. income ≈ HK$136,930/mo (50% DSR)
Upfront cash ≈ HK$15.33M (deposit + AVD stamp duty HK$1,200,768 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,672
−HK$3,872/mo
▼ 0.25% · 3.875%
HK$73,594
−HK$1,950/mo
Today · 4.125%
HK$75,544
baseline
▲ 0.50% · 4.625%
HK$79,526
+HK$3,982/mo
Deposit HK$14.13M · loan HK$14.13M · min. income ≈ HK$151,088/mo (50% DSR)
Upfront cash ≈ HK$15.33M (deposit + AVD stamp duty HK$1,200,768 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,310
−HK$4,848/mo
▼ 0.25% · 3.875%
HK$79,715
−HK$2,443/mo
Today · 4.125%
HK$82,158
baseline
▲ 0.50% · 4.625%
HK$87,157
+HK$4,999/mo
Deposit HK$11.30M · loan HK$16.95M · min. income ≈ HK$164,316/mo (50% DSR)
Upfront cash ≈ HK$12.50M (deposit + AVD stamp duty HK$1,200,768 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,006
−HK$4,647/mo
▼ 0.25% · 3.875%
HK$88,313
−HK$2,340/mo
Today · 4.125%
HK$90,653
baseline
▲ 0.50% · 4.625%
HK$95,432
+HK$4,779/mo
Deposit HK$11.30M · loan HK$16.95M · min. income ≈ HK$181,306/mo (50% DSR)
Upfront cash ≈ HK$12.50M (deposit + AVD stamp duty HK$1,200,768 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,195
−HK$5,656/mo
▼ 0.25% · 3.875%
HK$93,000
−HK$2,851/mo
Today · 4.125%
HK$95,851
baseline
▲ 0.50% · 4.625%
HK$101,683
+HK$5,832/mo
Deposit HK$8.48M · loan HK$19.78M · min. income ≈ HK$191,702/mo (50% DSR)
Upfront cash ≈ HK$9.68M (deposit + AVD stamp duty HK$1,200,768 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,341
−HK$5,421/mo
▼ 0.25% · 3.875%
HK$103,032
−HK$2,730/mo
Today · 4.125%
HK$105,762
baseline
▲ 0.50% · 4.625%
HK$111,337
+HK$5,575/mo
Deposit HK$8.48M · loan HK$19.78M · min. income ≈ HK$211,524/mo (50% DSR)
Upfront cash ≈ HK$9.68M (deposit + AVD stamp duty HK$1,200,768 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,965
−HK$7,272/mo
▼ 0.25% · 3.875%
HK$119,572
−HK$3,665/mo
Today · 4.125%
HK$123,237
baseline
▲ 0.50% · 4.625%
HK$130,735
+HK$7,498/mo
Deposit HK$2.83M · loan HK$25.43M · min. income ≈ HK$246,474/mo (50% DSR)
Upfront cash ≈ HK$4.03M (deposit + AVD stamp duty HK$1,200,768 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,010
−HK$6,970/mo
▼ 0.25% · 3.875%
HK$132,470
−HK$3,510/mo
Today · 4.125%
HK$135,980
baseline
▲ 0.50% · 4.625%
HK$143,147
+HK$7,167/mo
Deposit HK$2.83M · loan HK$25.43M · min. income ≈ HK$271,960/mo (50% DSR)
Upfront cash ≈ HK$4.03M (deposit + AVD stamp duty HK$1,200,768 · Scale 2, in force from 26 Feb 2026)