LTV · monthly repayment
▼ 0.50% · 3.625%
HK$64,426
−HK$4,040/mo
▼ 0.25% · 3.875%
HK$66,430
−HK$2,036/mo
Today · 4.125%
HK$68,466
baseline
▲ 0.50% · 4.625%
HK$72,632
+HK$4,166/mo
Deposit HK$14.13M · loan HK$14.13M · min. income ≈ HK$136,932/mo (50% DSR)
Upfront cash ≈ HK$15.33M (deposit + AVD stamp duty HK$1,200,780 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,673
−HK$3,872/mo
▼ 0.25% · 3.875%
HK$73,595
−HK$1,950/mo
Today · 4.125%
HK$75,545
baseline
▲ 0.50% · 4.625%
HK$79,527
+HK$3,982/mo
Deposit HK$14.13M · loan HK$14.13M · min. income ≈ HK$151,090/mo (50% DSR)
Upfront cash ≈ HK$15.33M (deposit + AVD stamp duty HK$1,200,780 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,311
−HK$4,848/mo
▼ 0.25% · 3.875%
HK$79,715
−HK$2,444/mo
Today · 4.125%
HK$82,159
baseline
▲ 0.50% · 4.625%
HK$87,158
+HK$4,999/mo
Deposit HK$11.30M · loan HK$16.95M · min. income ≈ HK$164,318/mo (50% DSR)
Upfront cash ≈ HK$12.50M (deposit + AVD stamp duty HK$1,200,780 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,007
−HK$4,647/mo
▼ 0.25% · 3.875%
HK$88,314
−HK$2,340/mo
Today · 4.125%
HK$90,654
baseline
▲ 0.50% · 4.625%
HK$95,433
+HK$4,779/mo
Deposit HK$11.30M · loan HK$16.95M · min. income ≈ HK$181,308/mo (50% DSR)
Upfront cash ≈ HK$12.50M (deposit + AVD stamp duty HK$1,200,780 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,196
−HK$5,656/mo
▼ 0.25% · 3.875%
HK$93,001
−HK$2,851/mo
Today · 4.125%
HK$95,852
baseline
▲ 0.50% · 4.625%
HK$101,684
+HK$5,832/mo
Deposit HK$8.48M · loan HK$19.78M · min. income ≈ HK$191,704/mo (50% DSR)
Upfront cash ≈ HK$9.68M (deposit + AVD stamp duty HK$1,200,780 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,342
−HK$5,421/mo
▼ 0.25% · 3.875%
HK$103,033
−HK$2,730/mo
Today · 4.125%
HK$105,763
baseline
▲ 0.50% · 4.625%
HK$111,338
+HK$5,575/mo
Deposit HK$8.48M · loan HK$19.78M · min. income ≈ HK$211,526/mo (50% DSR)
Upfront cash ≈ HK$9.68M (deposit + AVD stamp duty HK$1,200,780 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,966
−HK$7,272/mo
▼ 0.25% · 3.875%
HK$119,573
−HK$3,665/mo
Today · 4.125%
HK$123,238
baseline
▲ 0.50% · 4.625%
HK$130,737
+HK$7,499/mo
Deposit HK$2.83M · loan HK$25.43M · min. income ≈ HK$246,476/mo (50% DSR)
Upfront cash ≈ HK$4.03M (deposit + AVD stamp duty HK$1,200,780 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,011
−HK$6,970/mo
▼ 0.25% · 3.875%
HK$132,471
−HK$3,510/mo
Today · 4.125%
HK$135,981
baseline
▲ 0.50% · 4.625%
HK$143,149
+HK$7,168/mo
Deposit HK$2.83M · loan HK$25.43M · min. income ≈ HK$271,962/mo (50% DSR)
Upfront cash ≈ HK$4.03M (deposit + AVD stamp duty HK$1,200,780 · Scale 2, in force from 26 Feb 2026)