LTV · monthly repayment
▼ 0.50% · 3.625%
HK$64,426
−HK$4,041/mo
▼ 0.25% · 3.875%
HK$66,431
−HK$2,036/mo
Today · 4.125%
HK$68,467
baseline
▲ 0.50% · 4.625%
HK$72,633
+HK$4,166/mo
Deposit HK$14.13M · loan HK$14.13M · min. income ≈ HK$136,934/mo (50% DSR)
Upfront cash ≈ HK$15.33M (deposit + AVD stamp duty HK$1,200,797 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,674
−HK$3,872/mo
▼ 0.25% · 3.875%
HK$73,596
−HK$1,950/mo
Today · 4.125%
HK$75,546
baseline
▲ 0.50% · 4.625%
HK$79,528
+HK$3,982/mo
Deposit HK$14.13M · loan HK$14.13M · min. income ≈ HK$151,092/mo (50% DSR)
Upfront cash ≈ HK$15.33M (deposit + AVD stamp duty HK$1,200,797 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,312
−HK$4,848/mo
▼ 0.25% · 3.875%
HK$79,717
−HK$2,443/mo
Today · 4.125%
HK$82,160
baseline
▲ 0.50% · 4.625%
HK$87,159
+HK$4,999/mo
Deposit HK$11.30M · loan HK$16.95M · min. income ≈ HK$164,320/mo (50% DSR)
Upfront cash ≈ HK$12.50M (deposit + AVD stamp duty HK$1,200,797 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,009
−HK$4,646/mo
▼ 0.25% · 3.875%
HK$88,315
−HK$2,340/mo
Today · 4.125%
HK$90,655
baseline
▲ 0.50% · 4.625%
HK$95,434
+HK$4,779/mo
Deposit HK$11.30M · loan HK$16.95M · min. income ≈ HK$181,310/mo (50% DSR)
Upfront cash ≈ HK$12.50M (deposit + AVD stamp duty HK$1,200,797 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,197
−HK$5,656/mo
▼ 0.25% · 3.875%
HK$93,003
−HK$2,850/mo
Today · 4.125%
HK$95,853
baseline
▲ 0.50% · 4.625%
HK$101,686
+HK$5,833/mo
Deposit HK$8.48M · loan HK$19.78M · min. income ≈ HK$191,706/mo (50% DSR)
Upfront cash ≈ HK$9.68M (deposit + AVD stamp duty HK$1,200,797 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,343
−HK$5,422/mo
▼ 0.25% · 3.875%
HK$103,034
−HK$2,731/mo
Today · 4.125%
HK$105,765
baseline
▲ 0.50% · 4.625%
HK$111,340
+HK$5,575/mo
Deposit HK$8.48M · loan HK$19.78M · min. income ≈ HK$211,530/mo (50% DSR)
Upfront cash ≈ HK$9.68M (deposit + AVD stamp duty HK$1,200,797 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,968
−HK$7,272/mo
▼ 0.25% · 3.875%
HK$119,575
−HK$3,665/mo
Today · 4.125%
HK$123,240
baseline
▲ 0.50% · 4.625%
HK$130,739
+HK$7,499/mo
Deposit HK$2.83M · loan HK$25.43M · min. income ≈ HK$246,480/mo (50% DSR)
Upfront cash ≈ HK$4.03M (deposit + AVD stamp duty HK$1,200,797 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,013
−HK$6,970/mo
▼ 0.25% · 3.875%
HK$132,473
−HK$3,510/mo
Today · 4.125%
HK$135,983
baseline
▲ 0.50% · 4.625%
HK$143,151
+HK$7,168/mo
Deposit HK$2.83M · loan HK$25.43M · min. income ≈ HK$271,966/mo (50% DSR)
Upfront cash ≈ HK$4.03M (deposit + AVD stamp duty HK$1,200,797 · Scale 2, in force from 26 Feb 2026)