LTV · monthly repayment
▼ 0.50% · 3.625%
HK$64,427
−HK$4,040/mo
▼ 0.25% · 3.875%
HK$66,431
−HK$2,036/mo
Today · 4.125%
HK$68,467
baseline
▲ 0.50% · 4.625%
HK$72,633
+HK$4,166/mo
Deposit HK$14.13M · loan HK$14.13M · min. income ≈ HK$136,934/mo (50% DSR)
Upfront cash ≈ HK$15.33M (deposit + AVD stamp duty HK$1,200,807 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,674
−HK$3,873/mo
▼ 0.25% · 3.875%
HK$73,597
−HK$1,950/mo
Today · 4.125%
HK$75,547
baseline
▲ 0.50% · 4.625%
HK$79,529
+HK$3,982/mo
Deposit HK$14.13M · loan HK$14.13M · min. income ≈ HK$151,094/mo (50% DSR)
Upfront cash ≈ HK$15.33M (deposit + AVD stamp duty HK$1,200,807 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,312
−HK$4,849/mo
▼ 0.25% · 3.875%
HK$79,717
−HK$2,444/mo
Today · 4.125%
HK$82,161
baseline
▲ 0.50% · 4.625%
HK$87,160
+HK$4,999/mo
Deposit HK$11.30M · loan HK$16.95M · min. income ≈ HK$164,322/mo (50% DSR)
Upfront cash ≈ HK$12.50M (deposit + AVD stamp duty HK$1,200,807 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,009
−HK$4,647/mo
▼ 0.25% · 3.875%
HK$88,316
−HK$2,340/mo
Today · 4.125%
HK$90,656
baseline
▲ 0.50% · 4.625%
HK$95,435
+HK$4,779/mo
Deposit HK$11.30M · loan HK$16.95M · min. income ≈ HK$181,312/mo (50% DSR)
Upfront cash ≈ HK$12.50M (deposit + AVD stamp duty HK$1,200,807 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,198
−HK$5,656/mo
▼ 0.25% · 3.875%
HK$93,003
−HK$2,851/mo
Today · 4.125%
HK$95,854
baseline
▲ 0.50% · 4.625%
HK$101,686
+HK$5,832/mo
Deposit HK$8.48M · loan HK$19.78M · min. income ≈ HK$191,708/mo (50% DSR)
Upfront cash ≈ HK$9.68M (deposit + AVD stamp duty HK$1,200,807 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,344
−HK$5,421/mo
▼ 0.25% · 3.875%
HK$103,035
−HK$2,730/mo
Today · 4.125%
HK$105,765
baseline
▲ 0.50% · 4.625%
HK$111,340
+HK$5,575/mo
Deposit HK$8.48M · loan HK$19.78M · min. income ≈ HK$211,530/mo (50% DSR)
Upfront cash ≈ HK$9.68M (deposit + AVD stamp duty HK$1,200,807 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,969
−HK$7,272/mo
▼ 0.25% · 3.875%
HK$119,576
−HK$3,665/mo
Today · 4.125%
HK$123,241
baseline
▲ 0.50% · 4.625%
HK$130,740
+HK$7,499/mo
Deposit HK$2.83M · loan HK$25.43M · min. income ≈ HK$246,482/mo (50% DSR)
Upfront cash ≈ HK$4.03M (deposit + AVD stamp duty HK$1,200,807 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,014
−HK$6,970/mo
▼ 0.25% · 3.875%
HK$132,474
−HK$3,510/mo
Today · 4.125%
HK$135,984
baseline
▲ 0.50% · 4.625%
HK$143,152
+HK$7,168/mo
Deposit HK$2.83M · loan HK$25.43M · min. income ≈ HK$271,968/mo (50% DSR)
Upfront cash ≈ HK$4.03M (deposit + AVD stamp duty HK$1,200,807 · Scale 2, in force from 26 Feb 2026)