LTV · monthly repayment
▼ 0.50% · 3.625%
HK$64,429
−HK$4,040/mo
▼ 0.25% · 3.875%
HK$66,433
−HK$2,036/mo
Today · 4.125%
HK$68,469
baseline
▲ 0.50% · 4.625%
HK$72,635
+HK$4,166/mo
Deposit HK$14.13M · loan HK$14.13M · min. income ≈ HK$136,938/mo (50% DSR)
Upfront cash ≈ HK$15.33M (deposit + AVD stamp duty HK$1,200,838 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,676
−HK$3,873/mo
▼ 0.25% · 3.875%
HK$73,599
−HK$1,950/mo
Today · 4.125%
HK$75,549
baseline
▲ 0.50% · 4.625%
HK$79,531
+HK$3,982/mo
Deposit HK$14.13M · loan HK$14.13M · min. income ≈ HK$151,098/mo (50% DSR)
Upfront cash ≈ HK$15.33M (deposit + AVD stamp duty HK$1,200,838 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,314
−HK$4,849/mo
▼ 0.25% · 3.875%
HK$79,719
−HK$2,444/mo
Today · 4.125%
HK$82,163
baseline
▲ 0.50% · 4.625%
HK$87,162
+HK$4,999/mo
Deposit HK$11.30M · loan HK$16.95M · min. income ≈ HK$164,326/mo (50% DSR)
Upfront cash ≈ HK$12.50M (deposit + AVD stamp duty HK$1,200,838 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,011
−HK$4,647/mo
▼ 0.25% · 3.875%
HK$88,318
−HK$2,340/mo
Today · 4.125%
HK$90,658
baseline
▲ 0.50% · 4.625%
HK$95,437
+HK$4,779/mo
Deposit HK$11.30M · loan HK$16.95M · min. income ≈ HK$181,316/mo (50% DSR)
Upfront cash ≈ HK$12.50M (deposit + AVD stamp duty HK$1,200,838 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,200
−HK$5,656/mo
▼ 0.25% · 3.875%
HK$93,006
−HK$2,850/mo
Today · 4.125%
HK$95,856
baseline
▲ 0.50% · 4.625%
HK$101,689
+HK$5,833/mo
Deposit HK$8.48M · loan HK$19.78M · min. income ≈ HK$191,712/mo (50% DSR)
Upfront cash ≈ HK$9.68M (deposit + AVD stamp duty HK$1,200,838 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,347
−HK$5,421/mo
▼ 0.25% · 3.875%
HK$103,038
−HK$2,730/mo
Today · 4.125%
HK$105,768
baseline
▲ 0.50% · 4.625%
HK$111,343
+HK$5,575/mo
Deposit HK$8.48M · loan HK$19.78M · min. income ≈ HK$211,536/mo (50% DSR)
Upfront cash ≈ HK$9.68M (deposit + AVD stamp duty HK$1,200,838 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,972
−HK$7,272/mo
▼ 0.25% · 3.875%
HK$119,579
−HK$3,665/mo
Today · 4.125%
HK$123,244
baseline
▲ 0.50% · 4.625%
HK$130,743
+HK$7,499/mo
Deposit HK$2.83M · loan HK$25.43M · min. income ≈ HK$246,488/mo (50% DSR)
Upfront cash ≈ HK$4.03M (deposit + AVD stamp duty HK$1,200,838 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,017
−HK$6,971/mo
▼ 0.25% · 3.875%
HK$132,477
−HK$3,511/mo
Today · 4.125%
HK$135,988
baseline
▲ 0.50% · 4.625%
HK$143,156
+HK$7,168/mo
Deposit HK$2.83M · loan HK$25.43M · min. income ≈ HK$271,976/mo (50% DSR)
Upfront cash ≈ HK$4.03M (deposit + AVD stamp duty HK$1,200,838 · Scale 2, in force from 26 Feb 2026)