LTV · monthly repayment
▼ 0.50% · 3.625%
HK$64,431
−HK$4,040/mo
▼ 0.25% · 3.875%
HK$66,435
−HK$2,036/mo
Today · 4.125%
HK$68,471
baseline
▲ 0.50% · 4.625%
HK$72,637
+HK$4,166/mo
Deposit HK$14.13M · loan HK$14.13M · min. income ≈ HK$136,942/mo (50% DSR)
Upfront cash ≈ HK$15.33M (deposit + AVD stamp duty HK$1,200,875 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,678
−HK$3,873/mo
▼ 0.25% · 3.875%
HK$73,601
−HK$1,950/mo
Today · 4.125%
HK$75,551
baseline
▲ 0.50% · 4.625%
HK$79,533
+HK$3,982/mo
Deposit HK$14.13M · loan HK$14.13M · min. income ≈ HK$151,102/mo (50% DSR)
Upfront cash ≈ HK$15.33M (deposit + AVD stamp duty HK$1,200,875 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,317
−HK$4,848/mo
▼ 0.25% · 3.875%
HK$79,722
−HK$2,443/mo
Today · 4.125%
HK$82,165
baseline
▲ 0.50% · 4.625%
HK$87,165
+HK$5,000/mo
Deposit HK$11.30M · loan HK$16.95M · min. income ≈ HK$164,330/mo (50% DSR)
Upfront cash ≈ HK$12.50M (deposit + AVD stamp duty HK$1,200,875 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,014
−HK$4,647/mo
▼ 0.25% · 3.875%
HK$88,321
−HK$2,340/mo
Today · 4.125%
HK$90,661
baseline
▲ 0.50% · 4.625%
HK$95,440
+HK$4,779/mo
Deposit HK$11.30M · loan HK$16.95M · min. income ≈ HK$181,322/mo (50% DSR)
Upfront cash ≈ HK$12.50M (deposit + AVD stamp duty HK$1,200,875 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,203
−HK$5,656/mo
▼ 0.25% · 3.875%
HK$93,009
−HK$2,850/mo
Today · 4.125%
HK$95,859
baseline
▲ 0.50% · 4.625%
HK$101,692
+HK$5,833/mo
Deposit HK$8.48M · loan HK$19.78M · min. income ≈ HK$191,718/mo (50% DSR)
Upfront cash ≈ HK$9.68M (deposit + AVD stamp duty HK$1,200,875 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,350
−HK$5,421/mo
▼ 0.25% · 3.875%
HK$103,041
−HK$2,730/mo
Today · 4.125%
HK$105,771
baseline
▲ 0.50% · 4.625%
HK$111,347
+HK$5,576/mo
Deposit HK$8.48M · loan HK$19.78M · min. income ≈ HK$211,542/mo (50% DSR)
Upfront cash ≈ HK$9.68M (deposit + AVD stamp duty HK$1,200,875 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,975
−HK$7,273/mo
▼ 0.25% · 3.875%
HK$119,583
−HK$3,665/mo
Today · 4.125%
HK$123,248
baseline
▲ 0.50% · 4.625%
HK$130,747
+HK$7,499/mo
Deposit HK$2.83M · loan HK$25.43M · min. income ≈ HK$246,496/mo (50% DSR)
Upfront cash ≈ HK$4.03M (deposit + AVD stamp duty HK$1,200,875 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,021
−HK$6,971/mo
▼ 0.25% · 3.875%
HK$132,481
−HK$3,511/mo
Today · 4.125%
HK$135,992
baseline
▲ 0.50% · 4.625%
HK$143,160
+HK$7,168/mo
Deposit HK$2.83M · loan HK$25.43M · min. income ≈ HK$271,984/mo (50% DSR)
Upfront cash ≈ HK$4.03M (deposit + AVD stamp duty HK$1,200,875 · Scale 2, in force from 26 Feb 2026)