LTV · monthly repayment
▼ 0.50% · 3.625%
HK$64,431
−HK$4,041/mo
▼ 0.25% · 3.875%
HK$66,436
−HK$2,036/mo
Today · 4.125%
HK$68,472
baseline
▲ 0.50% · 4.625%
HK$72,638
+HK$4,166/mo
Deposit HK$14.13M · loan HK$14.13M · min. income ≈ HK$136,944/mo (50% DSR)
Upfront cash ≈ HK$15.33M (deposit + AVD stamp duty HK$1,200,890 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,679
−HK$3,873/mo
▼ 0.25% · 3.875%
HK$73,602
−HK$1,950/mo
Today · 4.125%
HK$75,552
baseline
▲ 0.50% · 4.625%
HK$79,534
+HK$3,982/mo
Deposit HK$14.13M · loan HK$14.13M · min. income ≈ HK$151,104/mo (50% DSR)
Upfront cash ≈ HK$15.33M (deposit + AVD stamp duty HK$1,200,890 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,318
−HK$4,848/mo
▼ 0.25% · 3.875%
HK$79,723
−HK$2,443/mo
Today · 4.125%
HK$82,166
baseline
▲ 0.50% · 4.625%
HK$87,166
+HK$5,000/mo
Deposit HK$11.30M · loan HK$16.95M · min. income ≈ HK$164,332/mo (50% DSR)
Upfront cash ≈ HK$12.50M (deposit + AVD stamp duty HK$1,200,890 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,015
−HK$4,647/mo
▼ 0.25% · 3.875%
HK$88,322
−HK$2,340/mo
Today · 4.125%
HK$90,662
baseline
▲ 0.50% · 4.625%
HK$95,441
+HK$4,779/mo
Deposit HK$11.30M · loan HK$16.95M · min. income ≈ HK$181,324/mo (50% DSR)
Upfront cash ≈ HK$12.50M (deposit + AVD stamp duty HK$1,200,890 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,204
−HK$5,657/mo
▼ 0.25% · 3.875%
HK$93,010
−HK$2,851/mo
Today · 4.125%
HK$95,861
baseline
▲ 0.50% · 4.625%
HK$101,693
+HK$5,832/mo
Deposit HK$8.48M · loan HK$19.78M · min. income ≈ HK$191,722/mo (50% DSR)
Upfront cash ≈ HK$9.68M (deposit + AVD stamp duty HK$1,200,890 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,351
−HK$5,422/mo
▼ 0.25% · 3.875%
HK$103,042
−HK$2,731/mo
Today · 4.125%
HK$105,773
baseline
▲ 0.50% · 4.625%
HK$111,348
+HK$5,575/mo
Deposit HK$8.48M · loan HK$19.78M · min. income ≈ HK$211,546/mo (50% DSR)
Upfront cash ≈ HK$9.68M (deposit + AVD stamp duty HK$1,200,890 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,977
−HK$7,272/mo
▼ 0.25% · 3.875%
HK$119,584
−HK$3,665/mo
Today · 4.125%
HK$123,249
baseline
▲ 0.50% · 4.625%
HK$130,749
+HK$7,500/mo
Deposit HK$2.83M · loan HK$25.43M · min. income ≈ HK$246,498/mo (50% DSR)
Upfront cash ≈ HK$4.03M (deposit + AVD stamp duty HK$1,200,890 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,023
−HK$6,970/mo
▼ 0.25% · 3.875%
HK$132,483
−HK$3,510/mo
Today · 4.125%
HK$135,993
baseline
▲ 0.50% · 4.625%
HK$143,162
+HK$7,169/mo
Deposit HK$2.83M · loan HK$25.43M · min. income ≈ HK$271,986/mo (50% DSR)
Upfront cash ≈ HK$4.03M (deposit + AVD stamp duty HK$1,200,890 · Scale 2, in force from 26 Feb 2026)