LTV · monthly repayment
▼ 0.50% · 3.625%
HK$644,318
−HK$40,404/mo
▼ 0.25% · 3.875%
HK$664,360
−HK$20,362/mo
Today · 4.125%
HK$684,722
baseline
▲ 0.50% · 4.625%
HK$726,386
+HK$41,664/mo
Deposit HK$141.28M · loan HK$141.28M · min. income ≈ HK$1,369,444/mo (50% DSR)
Upfront cash ≈ HK$159.65M (deposit + AVD stamp duty HK$18,366,640 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$716,797
−HK$38,726/mo
▼ 0.25% · 3.875%
HK$736,021
−HK$19,502/mo
Today · 4.125%
HK$755,523
baseline
▲ 0.50% · 4.625%
HK$795,348
+HK$39,825/mo
Deposit HK$141.28M · loan HK$141.28M · min. income ≈ HK$1,511,046/mo (50% DSR)
Upfront cash ≈ HK$159.65M (deposit + AVD stamp duty HK$18,366,640 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$773,181
−HK$48,485/mo
▼ 0.25% · 3.875%
HK$797,232
−HK$24,434/mo
Today · 4.125%
HK$821,666
baseline
▲ 0.50% · 4.625%
HK$871,663
+HK$49,997/mo
Deposit HK$113.03M · loan HK$169.54M · min. income ≈ HK$1,643,332/mo (50% DSR)
Upfront cash ≈ HK$131.39M (deposit + AVD stamp duty HK$18,366,640 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$860,156
−HK$46,472/mo
▼ 0.25% · 3.875%
HK$883,225
−HK$23,403/mo
Today · 4.125%
HK$906,628
baseline
▲ 0.50% · 4.625%
HK$954,418
+HK$47,790/mo
Deposit HK$113.03M · loan HK$169.54M · min. income ≈ HK$1,813,256/mo (50% DSR)
Upfront cash ≈ HK$131.39M (deposit + AVD stamp duty HK$18,366,640 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$902,045
−HK$56,566/mo
▼ 0.25% · 3.875%
HK$930,103
−HK$28,508/mo
Today · 4.125%
HK$958,611
baseline
▲ 0.50% · 4.625%
HK$1,016,940
+HK$58,329/mo
Deposit HK$84.77M · loan HK$197.79M · min. income ≈ HK$1,917,222/mo (50% DSR)
Upfront cash ≈ HK$103.14M (deposit + AVD stamp duty HK$18,366,640 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$1,003,516
−HK$54,217/mo
▼ 0.25% · 3.875%
HK$1,030,429
−HK$27,304/mo
Today · 4.125%
HK$1,057,733
baseline
▲ 0.50% · 4.625%
HK$1,113,487
+HK$55,754/mo
Deposit HK$84.77M · loan HK$197.79M · min. income ≈ HK$2,115,466/mo (50% DSR)
Upfront cash ≈ HK$103.14M (deposit + AVD stamp duty HK$18,366,640 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$1,159,772
−HK$72,728/mo
▼ 0.25% · 3.875%
HK$1,195,847
−HK$36,653/mo
Today · 4.125%
HK$1,232,500
baseline
▲ 0.50% · 4.625%
HK$1,307,494
+HK$74,994/mo
Deposit HK$28.26M · loan HK$254.31M · min. income ≈ HK$2,465,000/mo (50% DSR)
Upfront cash ≈ HK$46.62M (deposit + AVD stamp duty HK$18,366,640 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$1,290,235
−HK$69,707/mo
▼ 0.25% · 3.875%
HK$1,324,838
−HK$35,104/mo
Today · 4.125%
HK$1,359,942
baseline
▲ 0.50% · 4.625%
HK$1,431,626
+HK$71,684/mo
Deposit HK$28.26M · loan HK$254.31M · min. income ≈ HK$2,719,884/mo (50% DSR)
Upfront cash ≈ HK$46.62M (deposit + AVD stamp duty HK$18,366,640 · Scale 2, in force from 26 Feb 2026)