LTV · monthly repayment
▼ 0.50% · 3.625%
HK$64,432
−HK$4,041/mo
▼ 0.25% · 3.875%
HK$66,436
−HK$2,037/mo
Today · 4.125%
HK$68,473
baseline
▲ 0.50% · 4.625%
HK$72,639
+HK$4,166/mo
Deposit HK$14.13M · loan HK$14.13M · min. income ≈ HK$136,946/mo (50% DSR)
Upfront cash ≈ HK$15.33M (deposit + AVD stamp duty HK$1,200,905 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,680
−HK$3,873/mo
▼ 0.25% · 3.875%
HK$73,603
−HK$1,950/mo
Today · 4.125%
HK$75,553
baseline
▲ 0.50% · 4.625%
HK$79,535
+HK$3,982/mo
Deposit HK$14.13M · loan HK$14.13M · min. income ≈ HK$151,106/mo (50% DSR)
Upfront cash ≈ HK$15.33M (deposit + AVD stamp duty HK$1,200,905 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,319
−HK$4,848/mo
▼ 0.25% · 3.875%
HK$79,724
−HK$2,443/mo
Today · 4.125%
HK$82,167
baseline
▲ 0.50% · 4.625%
HK$87,167
+HK$5,000/mo
Deposit HK$11.30M · loan HK$16.95M · min. income ≈ HK$164,334/mo (50% DSR)
Upfront cash ≈ HK$12.50M (deposit + AVD stamp duty HK$1,200,905 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,016
−HK$4,647/mo
▼ 0.25% · 3.875%
HK$88,323
−HK$2,340/mo
Today · 4.125%
HK$90,663
baseline
▲ 0.50% · 4.625%
HK$95,442
+HK$4,779/mo
Deposit HK$11.30M · loan HK$16.95M · min. income ≈ HK$181,326/mo (50% DSR)
Upfront cash ≈ HK$12.50M (deposit + AVD stamp duty HK$1,200,905 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,205
−HK$5,657/mo
▼ 0.25% · 3.875%
HK$93,011
−HK$2,851/mo
Today · 4.125%
HK$95,862
baseline
▲ 0.50% · 4.625%
HK$101,695
+HK$5,833/mo
Deposit HK$8.48M · loan HK$19.78M · min. income ≈ HK$191,724/mo (50% DSR)
Upfront cash ≈ HK$9.68M (deposit + AVD stamp duty HK$1,200,905 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,352
−HK$5,422/mo
▼ 0.25% · 3.875%
HK$103,044
−HK$2,730/mo
Today · 4.125%
HK$105,774
baseline
▲ 0.50% · 4.625%
HK$111,349
+HK$5,575/mo
Deposit HK$8.48M · loan HK$19.78M · min. income ≈ HK$211,548/mo (50% DSR)
Upfront cash ≈ HK$9.68M (deposit + AVD stamp duty HK$1,200,905 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,978
−HK$7,273/mo
▼ 0.25% · 3.875%
HK$119,586
−HK$3,665/mo
Today · 4.125%
HK$123,251
baseline
▲ 0.50% · 4.625%
HK$130,750
+HK$7,499/mo
Deposit HK$2.83M · loan HK$25.43M · min. income ≈ HK$246,502/mo (50% DSR)
Upfront cash ≈ HK$4.03M (deposit + AVD stamp duty HK$1,200,905 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,024
−HK$6,971/mo
▼ 0.25% · 3.875%
HK$132,485
−HK$3,510/mo
Today · 4.125%
HK$135,995
baseline
▲ 0.50% · 4.625%
HK$143,164
+HK$7,169/mo
Deposit HK$2.83M · loan HK$25.43M · min. income ≈ HK$271,990/mo (50% DSR)
Upfront cash ≈ HK$4.03M (deposit + AVD stamp duty HK$1,200,905 · Scale 2, in force from 26 Feb 2026)