LTV · monthly repayment
▼ 0.50% · 3.625%
HK$64,437
−HK$4,041/mo
▼ 0.25% · 3.875%
HK$66,442
−HK$2,036/mo
Today · 4.125%
HK$68,478
baseline
▲ 0.50% · 4.625%
HK$72,645
+HK$4,167/mo
Deposit HK$14.13M · loan HK$14.13M · min. income ≈ HK$136,956/mo (50% DSR)
Upfront cash ≈ HK$15.33M (deposit + AVD stamp duty HK$1,200,999 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,686
−HK$3,873/mo
▼ 0.25% · 3.875%
HK$73,608
−HK$1,951/mo
Today · 4.125%
HK$75,559
baseline
▲ 0.50% · 4.625%
HK$79,542
+HK$3,983/mo
Deposit HK$14.13M · loan HK$14.13M · min. income ≈ HK$151,118/mo (50% DSR)
Upfront cash ≈ HK$15.33M (deposit + AVD stamp duty HK$1,200,999 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,325
−HK$4,849/mo
▼ 0.25% · 3.875%
HK$79,730
−HK$2,444/mo
Today · 4.125%
HK$82,174
baseline
▲ 0.50% · 4.625%
HK$87,174
+HK$5,000/mo
Deposit HK$11.30M · loan HK$16.96M · min. income ≈ HK$164,348/mo (50% DSR)
Upfront cash ≈ HK$12.50M (deposit + AVD stamp duty HK$1,200,999 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,023
−HK$4,648/mo
▼ 0.25% · 3.875%
HK$88,330
−HK$2,341/mo
Today · 4.125%
HK$90,671
baseline
▲ 0.50% · 4.625%
HK$95,450
+HK$4,779/mo
Deposit HK$11.30M · loan HK$16.96M · min. income ≈ HK$181,342/mo (50% DSR)
Upfront cash ≈ HK$12.50M (deposit + AVD stamp duty HK$1,200,999 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,212
−HK$5,657/mo
▼ 0.25% · 3.875%
HK$93,018
−HK$2,851/mo
Today · 4.125%
HK$95,869
baseline
▲ 0.50% · 4.625%
HK$101,703
+HK$5,834/mo
Deposit HK$8.48M · loan HK$19.78M · min. income ≈ HK$191,738/mo (50% DSR)
Upfront cash ≈ HK$9.68M (deposit + AVD stamp duty HK$1,200,999 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,360
−HK$5,422/mo
▼ 0.25% · 3.875%
HK$103,052
−HK$2,730/mo
Today · 4.125%
HK$105,782
baseline
▲ 0.50% · 4.625%
HK$111,358
+HK$5,576/mo
Deposit HK$8.48M · loan HK$19.78M · min. income ≈ HK$211,564/mo (50% DSR)
Upfront cash ≈ HK$9.68M (deposit + AVD stamp duty HK$1,200,999 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,987
−HK$7,273/mo
▼ 0.25% · 3.875%
HK$119,595
−HK$3,665/mo
Today · 4.125%
HK$123,260
baseline
▲ 0.50% · 4.625%
HK$130,761
+HK$7,501/mo
Deposit HK$2.83M · loan HK$25.43M · min. income ≈ HK$246,520/mo (50% DSR)
Upfront cash ≈ HK$4.03M (deposit + AVD stamp duty HK$1,200,999 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,034
−HK$6,972/mo
▼ 0.25% · 3.875%
HK$132,495
−HK$3,511/mo
Today · 4.125%
HK$136,006
baseline
▲ 0.50% · 4.625%
HK$143,175
+HK$7,169/mo
Deposit HK$2.83M · loan HK$25.43M · min. income ≈ HK$272,012/mo (50% DSR)
Upfront cash ≈ HK$4.03M (deposit + AVD stamp duty HK$1,200,999 · Scale 2, in force from 26 Feb 2026)