LTV · monthly repayment
▼ 0.50% · 3.625%
HK$64,439
−HK$4,041/mo
▼ 0.25% · 3.875%
HK$66,443
−HK$2,037/mo
Today · 4.125%
HK$68,480
baseline
▲ 0.50% · 4.625%
HK$72,646
+HK$4,166/mo
Deposit HK$14.13M · loan HK$14.13M · min. income ≈ HK$136,960/mo (50% DSR)
Upfront cash ≈ HK$15.33M (deposit + AVD stamp duty HK$1,201,024 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,687
−HK$3,873/mo
▼ 0.25% · 3.875%
HK$73,610
−HK$1,950/mo
Today · 4.125%
HK$75,560
baseline
▲ 0.50% · 4.625%
HK$79,543
+HK$3,983/mo
Deposit HK$14.13M · loan HK$14.13M · min. income ≈ HK$151,120/mo (50% DSR)
Upfront cash ≈ HK$15.33M (deposit + AVD stamp duty HK$1,201,024 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,326
−HK$4,849/mo
▼ 0.25% · 3.875%
HK$79,732
−HK$2,443/mo
Today · 4.125%
HK$82,175
baseline
▲ 0.50% · 4.625%
HK$87,176
+HK$5,001/mo
Deposit HK$11.30M · loan HK$16.96M · min. income ≈ HK$164,350/mo (50% DSR)
Upfront cash ≈ HK$12.50M (deposit + AVD stamp duty HK$1,201,024 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,025
−HK$4,647/mo
▼ 0.25% · 3.875%
HK$88,332
−HK$2,340/mo
Today · 4.125%
HK$90,672
baseline
▲ 0.50% · 4.625%
HK$95,452
+HK$4,780/mo
Deposit HK$11.30M · loan HK$16.96M · min. income ≈ HK$181,344/mo (50% DSR)
Upfront cash ≈ HK$12.50M (deposit + AVD stamp duty HK$1,201,024 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,214
−HK$5,657/mo
▼ 0.25% · 3.875%
HK$93,020
−HK$2,851/mo
Today · 4.125%
HK$95,871
baseline
▲ 0.50% · 4.625%
HK$101,705
+HK$5,834/mo
Deposit HK$8.48M · loan HK$19.78M · min. income ≈ HK$191,742/mo (50% DSR)
Upfront cash ≈ HK$9.68M (deposit + AVD stamp duty HK$1,201,024 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,362
−HK$5,423/mo
▼ 0.25% · 3.875%
HK$103,054
−HK$2,731/mo
Today · 4.125%
HK$105,785
baseline
▲ 0.50% · 4.625%
HK$111,361
+HK$5,576/mo
Deposit HK$8.48M · loan HK$19.78M · min. income ≈ HK$211,570/mo (50% DSR)
Upfront cash ≈ HK$9.68M (deposit + AVD stamp duty HK$1,201,024 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,990
−HK$7,273/mo
▼ 0.25% · 3.875%
HK$119,597
−HK$3,666/mo
Today · 4.125%
HK$123,263
baseline
▲ 0.50% · 4.625%
HK$130,763
+HK$7,500/mo
Deposit HK$2.83M · loan HK$25.43M · min. income ≈ HK$246,526/mo (50% DSR)
Upfront cash ≈ HK$4.03M (deposit + AVD stamp duty HK$1,201,024 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,037
−HK$6,972/mo
▼ 0.25% · 3.875%
HK$132,498
−HK$3,511/mo
Today · 4.125%
HK$136,009
baseline
▲ 0.50% · 4.625%
HK$143,178
+HK$7,169/mo
Deposit HK$2.83M · loan HK$25.43M · min. income ≈ HK$272,018/mo (50% DSR)
Upfront cash ≈ HK$4.03M (deposit + AVD stamp duty HK$1,201,024 · Scale 2, in force from 26 Feb 2026)