LTV · monthly repayment
▼ 0.50% · 3.625%
HK$64,447
−HK$4,042/mo
▼ 0.25% · 3.875%
HK$66,452
−HK$2,037/mo
Today · 4.125%
HK$68,489
baseline
▲ 0.50% · 4.625%
HK$72,656
+HK$4,167/mo
Deposit HK$14.13M · loan HK$14.13M · min. income ≈ HK$136,978/mo (50% DSR)
Upfront cash ≈ HK$15.33M (deposit + AVD stamp duty HK$1,201,189 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,697
−HK$3,874/mo
▼ 0.25% · 3.875%
HK$73,620
−HK$1,951/mo
Today · 4.125%
HK$75,571
baseline
▲ 0.50% · 4.625%
HK$79,554
+HK$3,983/mo
Deposit HK$14.13M · loan HK$14.13M · min. income ≈ HK$151,142/mo (50% DSR)
Upfront cash ≈ HK$15.33M (deposit + AVD stamp duty HK$1,201,189 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,337
−HK$4,850/mo
▼ 0.25% · 3.875%
HK$79,743
−HK$2,444/mo
Today · 4.125%
HK$82,187
baseline
▲ 0.50% · 4.625%
HK$87,188
+HK$5,001/mo
Deposit HK$11.31M · loan HK$16.96M · min. income ≈ HK$164,374/mo (50% DSR)
Upfront cash ≈ HK$12.51M (deposit + AVD stamp duty HK$1,201,189 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,037
−HK$4,648/mo
▼ 0.25% · 3.875%
HK$88,344
−HK$2,341/mo
Today · 4.125%
HK$90,685
baseline
▲ 0.50% · 4.625%
HK$95,465
+HK$4,780/mo
Deposit HK$11.31M · loan HK$16.96M · min. income ≈ HK$181,370/mo (50% DSR)
Upfront cash ≈ HK$12.51M (deposit + AVD stamp duty HK$1,201,189 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,226
−HK$5,658/mo
▼ 0.25% · 3.875%
HK$93,033
−HK$2,851/mo
Today · 4.125%
HK$95,884
baseline
▲ 0.50% · 4.625%
HK$101,719
+HK$5,835/mo
Deposit HK$8.48M · loan HK$19.78M · min. income ≈ HK$191,768/mo (50% DSR)
Upfront cash ≈ HK$9.68M (deposit + AVD stamp duty HK$1,201,189 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,376
−HK$5,423/mo
▼ 0.25% · 3.875%
HK$103,068
−HK$2,731/mo
Today · 4.125%
HK$105,799
baseline
▲ 0.50% · 4.625%
HK$111,376
+HK$5,577/mo
Deposit HK$8.48M · loan HK$19.78M · min. income ≈ HK$211,598/mo (50% DSR)
Upfront cash ≈ HK$9.68M (deposit + AVD stamp duty HK$1,201,189 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,005
−HK$7,275/mo
▼ 0.25% · 3.875%
HK$119,614
−HK$3,666/mo
Today · 4.125%
HK$123,280
baseline
▲ 0.50% · 4.625%
HK$130,781
+HK$7,501/mo
Deposit HK$2.83M · loan HK$25.44M · min. income ≈ HK$246,560/mo (50% DSR)
Upfront cash ≈ HK$4.03M (deposit + AVD stamp duty HK$1,201,189 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,055
−HK$6,972/mo
▼ 0.25% · 3.875%
HK$132,516
−HK$3,511/mo
Today · 4.125%
HK$136,027
baseline
▲ 0.50% · 4.625%
HK$143,198
+HK$7,171/mo
Deposit HK$2.83M · loan HK$25.44M · min. income ≈ HK$272,054/mo (50% DSR)
Upfront cash ≈ HK$4.03M (deposit + AVD stamp duty HK$1,201,189 · Scale 2, in force from 26 Feb 2026)