LTV · monthly repayment
▼ 0.50% · 3.625%
HK$64,451
−HK$4,041/mo
▼ 0.25% · 3.875%
HK$66,456
−HK$2,036/mo
Today · 4.125%
HK$68,492
baseline
▲ 0.50% · 4.625%
HK$72,660
+HK$4,168/mo
Deposit HK$14.13M · loan HK$14.13M · min. income ≈ HK$136,984/mo (50% DSR)
Upfront cash ≈ HK$15.33M (deposit + AVD stamp duty HK$1,201,252 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,701
−HK$3,874/mo
▼ 0.25% · 3.875%
HK$73,624
−HK$1,951/mo
Today · 4.125%
HK$75,575
baseline
▲ 0.50% · 4.625%
HK$79,558
+HK$3,983/mo
Deposit HK$14.13M · loan HK$14.13M · min. income ≈ HK$151,150/mo (50% DSR)
Upfront cash ≈ HK$15.33M (deposit + AVD stamp duty HK$1,201,252 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,341
−HK$4,850/mo
▼ 0.25% · 3.875%
HK$79,747
−HK$2,444/mo
Today · 4.125%
HK$82,191
baseline
▲ 0.50% · 4.625%
HK$87,192
+HK$5,001/mo
Deposit HK$11.31M · loan HK$16.96M · min. income ≈ HK$164,382/mo (50% DSR)
Upfront cash ≈ HK$12.51M (deposit + AVD stamp duty HK$1,201,252 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,041
−HK$4,649/mo
▼ 0.25% · 3.875%
HK$88,349
−HK$2,341/mo
Today · 4.125%
HK$90,690
baseline
▲ 0.50% · 4.625%
HK$95,470
+HK$4,780/mo
Deposit HK$11.31M · loan HK$16.96M · min. income ≈ HK$181,380/mo (50% DSR)
Upfront cash ≈ HK$12.51M (deposit + AVD stamp duty HK$1,201,252 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,231
−HK$5,658/mo
▼ 0.25% · 3.875%
HK$93,038
−HK$2,851/mo
Today · 4.125%
HK$95,889
baseline
▲ 0.50% · 4.625%
HK$101,724
+HK$5,835/mo
Deposit HK$8.48M · loan HK$19.79M · min. income ≈ HK$191,778/mo (50% DSR)
Upfront cash ≈ HK$9.68M (deposit + AVD stamp duty HK$1,201,252 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,381
−HK$5,424/mo
▼ 0.25% · 3.875%
HK$103,073
−HK$2,732/mo
Today · 4.125%
HK$105,805
baseline
▲ 0.50% · 4.625%
HK$111,382
+HK$5,577/mo
Deposit HK$8.48M · loan HK$19.79M · min. income ≈ HK$211,610/mo (50% DSR)
Upfront cash ≈ HK$9.68M (deposit + AVD stamp duty HK$1,201,252 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,012
−HK$7,274/mo
▼ 0.25% · 3.875%
HK$119,620
−HK$3,666/mo
Today · 4.125%
HK$123,286
baseline
▲ 0.50% · 4.625%
HK$130,788
+HK$7,502/mo
Deposit HK$2.83M · loan HK$25.44M · min. income ≈ HK$246,572/mo (50% DSR)
Upfront cash ≈ HK$4.03M (deposit + AVD stamp duty HK$1,201,252 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,062
−HK$6,972/mo
▼ 0.25% · 3.875%
HK$132,523
−HK$3,511/mo
Today · 4.125%
HK$136,034
baseline
▲ 0.50% · 4.625%
HK$143,205
+HK$7,171/mo
Deposit HK$2.83M · loan HK$25.44M · min. income ≈ HK$272,068/mo (50% DSR)
Upfront cash ≈ HK$4.03M (deposit + AVD stamp duty HK$1,201,252 · Scale 2, in force from 26 Feb 2026)