LTV · monthly repayment
▼ 0.50% · 3.625%
HK$64,453
−HK$4,042/mo
▼ 0.25% · 3.875%
HK$66,458
−HK$2,037/mo
Today · 4.125%
HK$68,495
baseline
▲ 0.50% · 4.625%
HK$72,662
+HK$4,167/mo
Deposit HK$14.13M · loan HK$14.13M · min. income ≈ HK$136,990/mo (50% DSR)
Upfront cash ≈ HK$15.33M (deposit + AVD stamp duty HK$1,201,288 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,703
−HK$3,874/mo
▼ 0.25% · 3.875%
HK$73,626
−HK$1,951/mo
Today · 4.125%
HK$75,577
baseline
▲ 0.50% · 4.625%
HK$79,561
+HK$3,984/mo
Deposit HK$14.13M · loan HK$14.13M · min. income ≈ HK$151,154/mo (50% DSR)
Upfront cash ≈ HK$15.33M (deposit + AVD stamp duty HK$1,201,288 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,343
−HK$4,850/mo
▼ 0.25% · 3.875%
HK$79,749
−HK$2,444/mo
Today · 4.125%
HK$82,193
baseline
▲ 0.50% · 4.625%
HK$87,195
+HK$5,002/mo
Deposit HK$11.31M · loan HK$16.96M · min. income ≈ HK$164,386/mo (50% DSR)
Upfront cash ≈ HK$12.51M (deposit + AVD stamp duty HK$1,201,288 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,044
−HK$4,648/mo
▼ 0.25% · 3.875%
HK$88,351
−HK$2,341/mo
Today · 4.125%
HK$90,692
baseline
▲ 0.50% · 4.625%
HK$95,473
+HK$4,781/mo
Deposit HK$11.31M · loan HK$16.96M · min. income ≈ HK$181,384/mo (50% DSR)
Upfront cash ≈ HK$12.51M (deposit + AVD stamp duty HK$1,201,288 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,234
−HK$5,658/mo
▼ 0.25% · 3.875%
HK$93,041
−HK$2,851/mo
Today · 4.125%
HK$95,892
baseline
▲ 0.50% · 4.625%
HK$101,727
+HK$5,835/mo
Deposit HK$8.48M · loan HK$19.79M · min. income ≈ HK$191,784/mo (50% DSR)
Upfront cash ≈ HK$9.68M (deposit + AVD stamp duty HK$1,201,288 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,384
−HK$5,424/mo
▼ 0.25% · 3.875%
HK$103,077
−HK$2,731/mo
Today · 4.125%
HK$105,808
baseline
▲ 0.50% · 4.625%
HK$111,385
+HK$5,577/mo
Deposit HK$8.48M · loan HK$19.79M · min. income ≈ HK$211,616/mo (50% DSR)
Upfront cash ≈ HK$9.68M (deposit + AVD stamp duty HK$1,201,288 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,015
−HK$7,275/mo
▼ 0.25% · 3.875%
HK$119,624
−HK$3,666/mo
Today · 4.125%
HK$123,290
baseline
▲ 0.50% · 4.625%
HK$130,792
+HK$7,502/mo
Deposit HK$2.83M · loan HK$25.44M · min. income ≈ HK$246,580/mo (50% DSR)
Upfront cash ≈ HK$4.03M (deposit + AVD stamp duty HK$1,201,288 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,066
−HK$6,973/mo
▼ 0.25% · 3.875%
HK$132,527
−HK$3,512/mo
Today · 4.125%
HK$136,039
baseline
▲ 0.50% · 4.625%
HK$143,209
+HK$7,170/mo
Deposit HK$2.83M · loan HK$25.44M · min. income ≈ HK$272,078/mo (50% DSR)
Upfront cash ≈ HK$4.03M (deposit + AVD stamp duty HK$1,201,288 · Scale 2, in force from 26 Feb 2026)