LTV · monthly repayment
▼ 0.50% · 3.625%
HK$64,457
−HK$4,042/mo
▼ 0.25% · 3.875%
HK$66,462
−HK$2,037/mo
Today · 4.125%
HK$68,499
baseline
▲ 0.50% · 4.625%
HK$72,667
+HK$4,168/mo
Deposit HK$14.13M · loan HK$14.13M · min. income ≈ HK$136,998/mo (50% DSR)
Upfront cash ≈ HK$15.34M (deposit + AVD stamp duty HK$1,201,369 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,708
−HK$3,874/mo
▼ 0.25% · 3.875%
HK$73,631
−HK$1,951/mo
Today · 4.125%
HK$75,582
baseline
▲ 0.50% · 4.625%
HK$79,566
+HK$3,984/mo
Deposit HK$14.13M · loan HK$14.13M · min. income ≈ HK$151,164/mo (50% DSR)
Upfront cash ≈ HK$15.34M (deposit + AVD stamp duty HK$1,201,369 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,349
−HK$4,850/mo
▼ 0.25% · 3.875%
HK$79,755
−HK$2,444/mo
Today · 4.125%
HK$82,199
baseline
▲ 0.50% · 4.625%
HK$87,201
+HK$5,002/mo
Deposit HK$11.31M · loan HK$16.96M · min. income ≈ HK$164,398/mo (50% DSR)
Upfront cash ≈ HK$12.51M (deposit + AVD stamp duty HK$1,201,369 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,050
−HK$4,648/mo
▼ 0.25% · 3.875%
HK$88,357
−HK$2,341/mo
Today · 4.125%
HK$90,698
baseline
▲ 0.50% · 4.625%
HK$95,479
+HK$4,781/mo
Deposit HK$11.31M · loan HK$16.96M · min. income ≈ HK$181,396/mo (50% DSR)
Upfront cash ≈ HK$12.51M (deposit + AVD stamp duty HK$1,201,369 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,240
−HK$5,659/mo
▼ 0.25% · 3.875%
HK$93,047
−HK$2,852/mo
Today · 4.125%
HK$95,899
baseline
▲ 0.50% · 4.625%
HK$101,734
+HK$5,835/mo
Deposit HK$8.48M · loan HK$19.79M · min. income ≈ HK$191,798/mo (50% DSR)
Upfront cash ≈ HK$9.68M (deposit + AVD stamp duty HK$1,201,369 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,391
−HK$5,424/mo
▼ 0.25% · 3.875%
HK$103,084
−HK$2,731/mo
Today · 4.125%
HK$105,815
baseline
▲ 0.50% · 4.625%
HK$111,393
+HK$5,578/mo
Deposit HK$8.48M · loan HK$19.79M · min. income ≈ HK$211,630/mo (50% DSR)
Upfront cash ≈ HK$9.68M (deposit + AVD stamp duty HK$1,201,369 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,023
−HK$7,276/mo
▼ 0.25% · 3.875%
HK$119,632
−HK$3,667/mo
Today · 4.125%
HK$123,299
baseline
▲ 0.50% · 4.625%
HK$130,801
+HK$7,502/mo
Deposit HK$2.83M · loan HK$25.44M · min. income ≈ HK$246,598/mo (50% DSR)
Upfront cash ≈ HK$4.03M (deposit + AVD stamp duty HK$1,201,369 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,074
−HK$6,974/mo
▼ 0.25% · 3.875%
HK$132,536
−HK$3,512/mo
Today · 4.125%
HK$136,048
baseline
▲ 0.50% · 4.625%
HK$143,219
+HK$7,171/mo
Deposit HK$2.83M · loan HK$25.44M · min. income ≈ HK$272,096/mo (50% DSR)
Upfront cash ≈ HK$4.03M (deposit + AVD stamp duty HK$1,201,369 · Scale 2, in force from 26 Feb 2026)