LTV · monthly repayment
▼ 0.50% · 3.625%
HK$644,580
−HK$40,421/mo
▼ 0.25% · 3.875%
HK$664,630
−HK$20,371/mo
Today · 4.125%
HK$685,001
baseline
▲ 0.50% · 4.625%
HK$726,681
+HK$41,680/mo
Deposit HK$141.34M · loan HK$141.34M · min. income ≈ HK$1,370,002/mo (50% DSR)
Upfront cash ≈ HK$159.71M (deposit + AVD stamp duty HK$18,374,110 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$717,088
−HK$38,743/mo
▼ 0.25% · 3.875%
HK$736,320
−HK$19,511/mo
Today · 4.125%
HK$755,831
baseline
▲ 0.50% · 4.625%
HK$795,671
+HK$39,840/mo
Deposit HK$141.34M · loan HK$141.34M · min. income ≈ HK$1,511,662/mo (50% DSR)
Upfront cash ≈ HK$159.71M (deposit + AVD stamp duty HK$18,374,110 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$773,496
−HK$48,505/mo
▼ 0.25% · 3.875%
HK$797,556
−HK$24,445/mo
Today · 4.125%
HK$822,001
baseline
▲ 0.50% · 4.625%
HK$872,017
+HK$50,016/mo
Deposit HK$113.07M · loan HK$169.61M · min. income ≈ HK$1,644,002/mo (50% DSR)
Upfront cash ≈ HK$131.45M (deposit + AVD stamp duty HK$18,374,110 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$860,506
−HK$46,491/mo
▼ 0.25% · 3.875%
HK$883,584
−HK$23,413/mo
Today · 4.125%
HK$906,997
baseline
▲ 0.50% · 4.625%
HK$954,806
+HK$47,809/mo
Deposit HK$113.07M · loan HK$169.61M · min. income ≈ HK$1,813,994/mo (50% DSR)
Upfront cash ≈ HK$131.45M (deposit + AVD stamp duty HK$18,374,110 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$902,412
−HK$56,589/mo
▼ 0.25% · 3.875%
HK$930,482
−HK$28,519/mo
Today · 4.125%
HK$959,001
baseline
▲ 0.50% · 4.625%
HK$1,017,354
+HK$58,353/mo
Deposit HK$84.80M · loan HK$197.88M · min. income ≈ HK$1,918,002/mo (50% DSR)
Upfront cash ≈ HK$103.18M (deposit + AVD stamp duty HK$18,374,110 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$1,003,924
−HK$54,239/mo
▼ 0.25% · 3.875%
HK$1,030,849
−HK$27,314/mo
Today · 4.125%
HK$1,058,163
baseline
▲ 0.50% · 4.625%
HK$1,113,940
+HK$55,777/mo
Deposit HK$84.80M · loan HK$197.88M · min. income ≈ HK$2,116,326/mo (50% DSR)
Upfront cash ≈ HK$103.18M (deposit + AVD stamp duty HK$18,374,110 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$1,160,244
−HK$72,757/mo
▼ 0.25% · 3.875%
HK$1,196,334
−HK$36,667/mo
Today · 4.125%
HK$1,233,001
baseline
▲ 0.50% · 4.625%
HK$1,308,026
+HK$75,025/mo
Deposit HK$28.27M · loan HK$254.41M · min. income ≈ HK$2,466,002/mo (50% DSR)
Upfront cash ≈ HK$46.64M (deposit + AVD stamp duty HK$18,374,110 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$1,290,759
−HK$69,736/mo
▼ 0.25% · 3.875%
HK$1,325,377
−HK$35,118/mo
Today · 4.125%
HK$1,360,495
baseline
▲ 0.50% · 4.625%
HK$1,432,209
+HK$71,714/mo
Deposit HK$28.27M · loan HK$254.41M · min. income ≈ HK$2,720,990/mo (50% DSR)
Upfront cash ≈ HK$46.64M (deposit + AVD stamp duty HK$18,374,110 · Scale 2, in force from 26 Feb 2026)