LTV · monthly repayment
▼ 0.50% · 3.625%
HK$64,459
−HK$4,042/mo
▼ 0.25% · 3.875%
HK$66,464
−HK$2,037/mo
Today · 4.125%
HK$68,501
baseline
▲ 0.50% · 4.625%
HK$72,669
+HK$4,168/mo
Deposit HK$14.13M · loan HK$14.13M · min. income ≈ HK$137,002/mo (50% DSR)
Upfront cash ≈ HK$15.34M (deposit + AVD stamp duty HK$1,201,402 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,710
−HK$3,874/mo
▼ 0.25% · 3.875%
HK$73,633
−HK$1,951/mo
Today · 4.125%
HK$75,584
baseline
▲ 0.50% · 4.625%
HK$79,568
+HK$3,984/mo
Deposit HK$14.13M · loan HK$14.13M · min. income ≈ HK$151,168/mo (50% DSR)
Upfront cash ≈ HK$15.34M (deposit + AVD stamp duty HK$1,201,402 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,351
−HK$4,850/mo
▼ 0.25% · 3.875%
HK$79,757
−HK$2,444/mo
Today · 4.125%
HK$82,201
baseline
▲ 0.50% · 4.625%
HK$87,203
+HK$5,002/mo
Deposit HK$11.31M · loan HK$16.96M · min. income ≈ HK$164,402/mo (50% DSR)
Upfront cash ≈ HK$12.51M (deposit + AVD stamp duty HK$1,201,402 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,052
−HK$4,649/mo
▼ 0.25% · 3.875%
HK$88,360
−HK$2,341/mo
Today · 4.125%
HK$90,701
baseline
▲ 0.50% · 4.625%
HK$95,482
+HK$4,781/mo
Deposit HK$11.31M · loan HK$16.96M · min. income ≈ HK$181,402/mo (50% DSR)
Upfront cash ≈ HK$12.51M (deposit + AVD stamp duty HK$1,201,402 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,242
−HK$5,659/mo
▼ 0.25% · 3.875%
HK$93,050
−HK$2,851/mo
Today · 4.125%
HK$95,901
baseline
▲ 0.50% · 4.625%
HK$101,737
+HK$5,836/mo
Deposit HK$8.48M · loan HK$19.79M · min. income ≈ HK$191,802/mo (50% DSR)
Upfront cash ≈ HK$9.68M (deposit + AVD stamp duty HK$1,201,402 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,394
−HK$5,424/mo
▼ 0.25% · 3.875%
HK$103,086
−HK$2,732/mo
Today · 4.125%
HK$105,818
baseline
▲ 0.50% · 4.625%
HK$111,396
+HK$5,578/mo
Deposit HK$8.48M · loan HK$19.79M · min. income ≈ HK$211,636/mo (50% DSR)
Upfront cash ≈ HK$9.68M (deposit + AVD stamp duty HK$1,201,402 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,026
−HK$7,276/mo
▼ 0.25% · 3.875%
HK$119,635
−HK$3,667/mo
Today · 4.125%
HK$123,302
baseline
▲ 0.50% · 4.625%
HK$130,805
+HK$7,503/mo
Deposit HK$2.83M · loan HK$25.44M · min. income ≈ HK$246,604/mo (50% DSR)
Upfront cash ≈ HK$4.03M (deposit + AVD stamp duty HK$1,201,402 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,078
−HK$6,974/mo
▼ 0.25% · 3.875%
HK$132,540
−HK$3,512/mo
Today · 4.125%
HK$136,052
baseline
▲ 0.50% · 4.625%
HK$143,223
+HK$7,171/mo
Deposit HK$2.83M · loan HK$25.44M · min. income ≈ HK$272,104/mo (50% DSR)
Upfront cash ≈ HK$4.03M (deposit + AVD stamp duty HK$1,201,402 · Scale 2, in force from 26 Feb 2026)