LTV · monthly repayment
▼ 0.50% · 3.625%
HK$64,459
−HK$4,043/mo
▼ 0.25% · 3.875%
HK$66,464
−HK$2,038/mo
Today · 4.125%
HK$68,502
baseline
▲ 0.50% · 4.625%
HK$72,670
+HK$4,168/mo
Deposit HK$14.13M · loan HK$14.13M · min. income ≈ HK$137,004/mo (50% DSR)
Upfront cash ≈ HK$15.34M (deposit + AVD stamp duty HK$1,201,410 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,710
−HK$3,875/mo
▼ 0.25% · 3.875%
HK$73,634
−HK$1,951/mo
Today · 4.125%
HK$75,585
baseline
▲ 0.50% · 4.625%
HK$79,569
+HK$3,984/mo
Deposit HK$14.13M · loan HK$14.13M · min. income ≈ HK$151,170/mo (50% DSR)
Upfront cash ≈ HK$15.34M (deposit + AVD stamp duty HK$1,201,410 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,351
−HK$4,851/mo
▼ 0.25% · 3.875%
HK$79,757
−HK$2,445/mo
Today · 4.125%
HK$82,202
baseline
▲ 0.50% · 4.625%
HK$87,204
+HK$5,002/mo
Deposit HK$11.31M · loan HK$16.96M · min. income ≈ HK$164,404/mo (50% DSR)
Upfront cash ≈ HK$12.51M (deposit + AVD stamp duty HK$1,201,410 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,052
−HK$4,650/mo
▼ 0.25% · 3.875%
HK$88,360
−HK$2,342/mo
Today · 4.125%
HK$90,702
baseline
▲ 0.50% · 4.625%
HK$95,483
+HK$4,781/mo
Deposit HK$11.31M · loan HK$16.96M · min. income ≈ HK$181,404/mo (50% DSR)
Upfront cash ≈ HK$12.51M (deposit + AVD stamp duty HK$1,201,410 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,243
−HK$5,659/mo
▼ 0.25% · 3.875%
HK$93,050
−HK$2,852/mo
Today · 4.125%
HK$95,902
baseline
▲ 0.50% · 4.625%
HK$101,738
+HK$5,836/mo
Deposit HK$8.48M · loan HK$19.79M · min. income ≈ HK$191,804/mo (50% DSR)
Upfront cash ≈ HK$9.68M (deposit + AVD stamp duty HK$1,201,410 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,395
−HK$5,424/mo
▼ 0.25% · 3.875%
HK$103,087
−HK$2,732/mo
Today · 4.125%
HK$105,819
baseline
▲ 0.50% · 4.625%
HK$111,396
+HK$5,577/mo
Deposit HK$8.48M · loan HK$19.79M · min. income ≈ HK$211,638/mo (50% DSR)
Upfront cash ≈ HK$9.68M (deposit + AVD stamp duty HK$1,201,410 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,027
−HK$7,276/mo
▼ 0.25% · 3.875%
HK$119,636
−HK$3,667/mo
Today · 4.125%
HK$123,303
baseline
▲ 0.50% · 4.625%
HK$130,805
+HK$7,502/mo
Deposit HK$2.83M · loan HK$25.44M · min. income ≈ HK$246,606/mo (50% DSR)
Upfront cash ≈ HK$4.03M (deposit + AVD stamp duty HK$1,201,410 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,079
−HK$6,973/mo
▼ 0.25% · 3.875%
HK$132,540
−HK$3,512/mo
Today · 4.125%
HK$136,052
baseline
▲ 0.50% · 4.625%
HK$143,224
+HK$7,172/mo
Deposit HK$2.83M · loan HK$25.44M · min. income ≈ HK$272,104/mo (50% DSR)
Upfront cash ≈ HK$4.03M (deposit + AVD stamp duty HK$1,201,410 · Scale 2, in force from 26 Feb 2026)