LTV · monthly repayment
▼ 0.50% · 3.625%
HK$64,462
−HK$4,042/mo
▼ 0.25% · 3.875%
HK$66,467
−HK$2,037/mo
Today · 4.125%
HK$68,504
baseline
▲ 0.50% · 4.625%
HK$72,673
+HK$4,169/mo
Deposit HK$14.13M · loan HK$14.13M · min. income ≈ HK$137,008/mo (50% DSR)
Upfront cash ≈ HK$15.34M (deposit + AVD stamp duty HK$1,201,461 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,713
−HK$3,875/mo
▼ 0.25% · 3.875%
HK$73,637
−HK$1,951/mo
Today · 4.125%
HK$75,588
baseline
▲ 0.50% · 4.625%
HK$79,572
+HK$3,984/mo
Deposit HK$14.13M · loan HK$14.13M · min. income ≈ HK$151,176/mo (50% DSR)
Upfront cash ≈ HK$15.34M (deposit + AVD stamp duty HK$1,201,461 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,355
−HK$4,850/mo
▼ 0.25% · 3.875%
HK$79,761
−HK$2,444/mo
Today · 4.125%
HK$82,205
baseline
▲ 0.50% · 4.625%
HK$87,207
+HK$5,002/mo
Deposit HK$11.31M · loan HK$16.96M · min. income ≈ HK$164,410/mo (50% DSR)
Upfront cash ≈ HK$12.51M (deposit + AVD stamp duty HK$1,201,461 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,056
−HK$4,649/mo
▼ 0.25% · 3.875%
HK$88,364
−HK$2,341/mo
Today · 4.125%
HK$90,705
baseline
▲ 0.50% · 4.625%
HK$95,487
+HK$4,782/mo
Deposit HK$11.31M · loan HK$16.96M · min. income ≈ HK$181,410/mo (50% DSR)
Upfront cash ≈ HK$12.51M (deposit + AVD stamp duty HK$1,201,461 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,247
−HK$5,659/mo
▼ 0.25% · 3.875%
HK$93,054
−HK$2,852/mo
Today · 4.125%
HK$95,906
baseline
▲ 0.50% · 4.625%
HK$101,742
+HK$5,836/mo
Deposit HK$8.48M · loan HK$19.79M · min. income ≈ HK$191,812/mo (50% DSR)
Upfront cash ≈ HK$9.68M (deposit + AVD stamp duty HK$1,201,461 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,399
−HK$5,424/mo
▼ 0.25% · 3.875%
HK$103,091
−HK$2,732/mo
Today · 4.125%
HK$105,823
baseline
▲ 0.50% · 4.625%
HK$111,401
+HK$5,578/mo
Deposit HK$8.48M · loan HK$19.79M · min. income ≈ HK$211,646/mo (50% DSR)
Upfront cash ≈ HK$9.68M (deposit + AVD stamp duty HK$1,201,461 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,032
−HK$7,276/mo
▼ 0.25% · 3.875%
HK$119,641
−HK$3,667/mo
Today · 4.125%
HK$123,308
baseline
▲ 0.50% · 4.625%
HK$130,811
+HK$7,503/mo
Deposit HK$2.83M · loan HK$25.44M · min. income ≈ HK$246,616/mo (50% DSR)
Upfront cash ≈ HK$4.03M (deposit + AVD stamp duty HK$1,201,461 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,084
−HK$6,974/mo
▼ 0.25% · 3.875%
HK$132,546
−HK$3,512/mo
Today · 4.125%
HK$136,058
baseline
▲ 0.50% · 4.625%
HK$143,230
+HK$7,172/mo
Deposit HK$2.83M · loan HK$25.44M · min. income ≈ HK$272,116/mo (50% DSR)
Upfront cash ≈ HK$4.03M (deposit + AVD stamp duty HK$1,201,461 · Scale 2, in force from 26 Feb 2026)