LTV · monthly repayment
▼ 0.50% · 3.625%
HK$64,466
−HK$4,043/mo
▼ 0.25% · 3.875%
HK$66,471
−HK$2,038/mo
Today · 4.125%
HK$68,509
baseline
▲ 0.50% · 4.625%
HK$72,677
+HK$4,168/mo
Deposit HK$14.14M · loan HK$14.14M · min. income ≈ HK$137,018/mo (50% DSR)
Upfront cash ≈ HK$15.34M (deposit + AVD stamp duty HK$1,201,533 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,718
−HK$3,874/mo
▼ 0.25% · 3.875%
HK$73,641
−HK$1,951/mo
Today · 4.125%
HK$75,592
baseline
▲ 0.50% · 4.625%
HK$79,577
+HK$3,985/mo
Deposit HK$14.14M · loan HK$14.14M · min. income ≈ HK$151,184/mo (50% DSR)
Upfront cash ≈ HK$15.34M (deposit + AVD stamp duty HK$1,201,533 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,359
−HK$4,851/mo
▼ 0.25% · 3.875%
HK$79,765
−HK$2,445/mo
Today · 4.125%
HK$82,210
baseline
▲ 0.50% · 4.625%
HK$87,213
+HK$5,003/mo
Deposit HK$11.31M · loan HK$16.96M · min. income ≈ HK$164,420/mo (50% DSR)
Upfront cash ≈ HK$12.51M (deposit + AVD stamp duty HK$1,201,533 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,061
−HK$4,650/mo
▼ 0.25% · 3.875%
HK$88,369
−HK$2,342/mo
Today · 4.125%
HK$90,711
baseline
▲ 0.50% · 4.625%
HK$95,492
+HK$4,781/mo
Deposit HK$11.31M · loan HK$16.96M · min. income ≈ HK$181,422/mo (50% DSR)
Upfront cash ≈ HK$12.51M (deposit + AVD stamp duty HK$1,201,533 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,252
−HK$5,660/mo
▼ 0.25% · 3.875%
HK$93,060
−HK$2,852/mo
Today · 4.125%
HK$95,912
baseline
▲ 0.50% · 4.625%
HK$101,748
+HK$5,836/mo
Deposit HK$8.48M · loan HK$19.79M · min. income ≈ HK$191,824/mo (50% DSR)
Upfront cash ≈ HK$9.68M (deposit + AVD stamp duty HK$1,201,533 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,405
−HK$5,424/mo
▼ 0.25% · 3.875%
HK$103,098
−HK$2,731/mo
Today · 4.125%
HK$105,829
baseline
▲ 0.50% · 4.625%
HK$111,408
+HK$5,579/mo
Deposit HK$8.48M · loan HK$19.79M · min. income ≈ HK$211,658/mo (50% DSR)
Upfront cash ≈ HK$9.68M (deposit + AVD stamp duty HK$1,201,533 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,039
−HK$7,276/mo
▼ 0.25% · 3.875%
HK$119,648
−HK$3,667/mo
Today · 4.125%
HK$123,315
baseline
▲ 0.50% · 4.625%
HK$130,819
+HK$7,504/mo
Deposit HK$2.83M · loan HK$25.44M · min. income ≈ HK$246,630/mo (50% DSR)
Upfront cash ≈ HK$4.03M (deposit + AVD stamp duty HK$1,201,533 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,092
−HK$6,974/mo
▼ 0.25% · 3.875%
HK$132,554
−HK$3,512/mo
Today · 4.125%
HK$136,066
baseline
▲ 0.50% · 4.625%
HK$143,239
+HK$7,173/mo
Deposit HK$2.83M · loan HK$25.44M · min. income ≈ HK$272,132/mo (50% DSR)
Upfront cash ≈ HK$4.03M (deposit + AVD stamp duty HK$1,201,533 · Scale 2, in force from 26 Feb 2026)