LTV · monthly repayment
▼ 0.50% · 3.625%
HK$64,467
−HK$4,042/mo
▼ 0.25% · 3.875%
HK$66,472
−HK$2,037/mo
Today · 4.125%
HK$68,509
baseline
▲ 0.50% · 4.625%
HK$72,678
+HK$4,169/mo
Deposit HK$14.14M · loan HK$14.14M · min. income ≈ HK$137,018/mo (50% DSR)
Upfront cash ≈ HK$15.34M (deposit + AVD stamp duty HK$1,201,548 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,719
−HK$3,874/mo
▼ 0.25% · 3.875%
HK$73,642
−HK$1,951/mo
Today · 4.125%
HK$75,593
baseline
▲ 0.50% · 4.625%
HK$79,578
+HK$3,985/mo
Deposit HK$14.14M · loan HK$14.14M · min. income ≈ HK$151,186/mo (50% DSR)
Upfront cash ≈ HK$15.34M (deposit + AVD stamp duty HK$1,201,548 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,360
−HK$4,851/mo
▼ 0.25% · 3.875%
HK$79,766
−HK$2,445/mo
Today · 4.125%
HK$82,211
baseline
▲ 0.50% · 4.625%
HK$87,214
+HK$5,003/mo
Deposit HK$11.31M · loan HK$16.96M · min. income ≈ HK$164,422/mo (50% DSR)
Upfront cash ≈ HK$12.51M (deposit + AVD stamp duty HK$1,201,548 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,062
−HK$4,650/mo
▼ 0.25% · 3.875%
HK$88,370
−HK$2,342/mo
Today · 4.125%
HK$90,712
baseline
▲ 0.50% · 4.625%
HK$95,494
+HK$4,782/mo
Deposit HK$11.31M · loan HK$16.96M · min. income ≈ HK$181,424/mo (50% DSR)
Upfront cash ≈ HK$12.51M (deposit + AVD stamp duty HK$1,201,548 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,253
−HK$5,660/mo
▼ 0.25% · 3.875%
HK$93,061
−HK$2,852/mo
Today · 4.125%
HK$95,913
baseline
▲ 0.50% · 4.625%
HK$101,749
+HK$5,836/mo
Deposit HK$8.48M · loan HK$19.79M · min. income ≈ HK$191,826/mo (50% DSR)
Upfront cash ≈ HK$9.68M (deposit + AVD stamp duty HK$1,201,548 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,406
−HK$5,425/mo
▼ 0.25% · 3.875%
HK$103,099
−HK$2,732/mo
Today · 4.125%
HK$105,831
baseline
▲ 0.50% · 4.625%
HK$111,409
+HK$5,578/mo
Deposit HK$8.48M · loan HK$19.79M · min. income ≈ HK$211,662/mo (50% DSR)
Upfront cash ≈ HK$9.68M (deposit + AVD stamp duty HK$1,201,548 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,040
−HK$7,277/mo
▼ 0.25% · 3.875%
HK$119,650
−HK$3,667/mo
Today · 4.125%
HK$123,317
baseline
▲ 0.50% · 4.625%
HK$130,820
+HK$7,503/mo
Deposit HK$2.83M · loan HK$25.44M · min. income ≈ HK$246,634/mo (50% DSR)
Upfront cash ≈ HK$4.03M (deposit + AVD stamp duty HK$1,201,548 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,093
−HK$6,975/mo
▼ 0.25% · 3.875%
HK$132,556
−HK$3,512/mo
Today · 4.125%
HK$136,068
baseline
▲ 0.50% · 4.625%
HK$143,240
+HK$7,172/mo
Deposit HK$2.83M · loan HK$25.44M · min. income ≈ HK$272,136/mo (50% DSR)
Upfront cash ≈ HK$4.03M (deposit + AVD stamp duty HK$1,201,548 · Scale 2, in force from 26 Feb 2026)