LTV · monthly repayment
▼ 0.50% · 3.625%
HK$64,468
−HK$4,043/mo
▼ 0.25% · 3.875%
HK$66,473
−HK$2,038/mo
Today · 4.125%
HK$68,511
baseline
▲ 0.50% · 4.625%
HK$72,679
+HK$4,168/mo
Deposit HK$14.14M · loan HK$14.14M · min. income ≈ HK$137,022/mo (50% DSR)
Upfront cash ≈ HK$15.34M (deposit + AVD stamp duty HK$1,201,569 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,720
−HK$3,875/mo
▼ 0.25% · 3.875%
HK$73,643
−HK$1,952/mo
Today · 4.125%
HK$75,595
baseline
▲ 0.50% · 4.625%
HK$79,579
+HK$3,984/mo
Deposit HK$14.14M · loan HK$14.14M · min. income ≈ HK$151,190/mo (50% DSR)
Upfront cash ≈ HK$15.34M (deposit + AVD stamp duty HK$1,201,569 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,361
−HK$4,852/mo
▼ 0.25% · 3.875%
HK$79,768
−HK$2,445/mo
Today · 4.125%
HK$82,213
baseline
▲ 0.50% · 4.625%
HK$87,215
+HK$5,002/mo
Deposit HK$11.31M · loan HK$16.96M · min. income ≈ HK$164,426/mo (50% DSR)
Upfront cash ≈ HK$12.51M (deposit + AVD stamp duty HK$1,201,569 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,064
−HK$4,650/mo
▼ 0.25% · 3.875%
HK$88,372
−HK$2,342/mo
Today · 4.125%
HK$90,714
baseline
▲ 0.50% · 4.625%
HK$95,495
+HK$4,781/mo
Deposit HK$11.31M · loan HK$16.96M · min. income ≈ HK$181,428/mo (50% DSR)
Upfront cash ≈ HK$12.51M (deposit + AVD stamp duty HK$1,201,569 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,255
−HK$5,660/mo
▼ 0.25% · 3.875%
HK$93,062
−HK$2,853/mo
Today · 4.125%
HK$95,915
baseline
▲ 0.50% · 4.625%
HK$101,751
+HK$5,836/mo
Deposit HK$8.48M · loan HK$19.79M · min. income ≈ HK$191,830/mo (50% DSR)
Upfront cash ≈ HK$9.68M (deposit + AVD stamp duty HK$1,201,569 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,408
−HK$5,425/mo
▼ 0.25% · 3.875%
HK$103,101
−HK$2,732/mo
Today · 4.125%
HK$105,833
baseline
▲ 0.50% · 4.625%
HK$111,411
+HK$5,578/mo
Deposit HK$8.48M · loan HK$19.79M · min. income ≈ HK$211,666/mo (50% DSR)
Upfront cash ≈ HK$9.68M (deposit + AVD stamp duty HK$1,201,569 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,042
−HK$7,277/mo
▼ 0.25% · 3.875%
HK$119,652
−HK$3,667/mo
Today · 4.125%
HK$123,319
baseline
▲ 0.50% · 4.625%
HK$130,823
+HK$7,504/mo
Deposit HK$2.83M · loan HK$25.44M · min. income ≈ HK$246,638/mo (50% DSR)
Upfront cash ≈ HK$4.03M (deposit + AVD stamp duty HK$1,201,569 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,096
−HK$6,974/mo
▼ 0.25% · 3.875%
HK$132,558
−HK$3,512/mo
Today · 4.125%
HK$136,070
baseline
▲ 0.50% · 4.625%
HK$143,243
+HK$7,173/mo
Deposit HK$2.83M · loan HK$25.44M · min. income ≈ HK$272,140/mo (50% DSR)
Upfront cash ≈ HK$4.03M (deposit + AVD stamp duty HK$1,201,569 · Scale 2, in force from 26 Feb 2026)