LTV · monthly repayment
▼ 0.50% · 3.625%
HK$64,468
−HK$4,043/mo
▼ 0.25% · 3.875%
HK$66,474
−HK$2,037/mo
Today · 4.125%
HK$68,511
baseline
▲ 0.50% · 4.625%
HK$72,680
+HK$4,169/mo
Deposit HK$14.14M · loan HK$14.14M · min. income ≈ HK$137,022/mo (50% DSR)
Upfront cash ≈ HK$15.34M (deposit + AVD stamp duty HK$1,201,579 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,720
−HK$3,875/mo
▼ 0.25% · 3.875%
HK$73,644
−HK$1,951/mo
Today · 4.125%
HK$75,595
baseline
▲ 0.50% · 4.625%
HK$79,580
+HK$3,985/mo
Deposit HK$14.14M · loan HK$14.14M · min. income ≈ HK$151,190/mo (50% DSR)
Upfront cash ≈ HK$15.34M (deposit + AVD stamp duty HK$1,201,579 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,362
−HK$4,851/mo
▼ 0.25% · 3.875%
HK$79,769
−HK$2,444/mo
Today · 4.125%
HK$82,213
baseline
▲ 0.50% · 4.625%
HK$87,216
+HK$5,003/mo
Deposit HK$11.31M · loan HK$16.96M · min. income ≈ HK$164,426/mo (50% DSR)
Upfront cash ≈ HK$12.51M (deposit + AVD stamp duty HK$1,201,579 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,065
−HK$4,649/mo
▼ 0.25% · 3.875%
HK$88,373
−HK$2,341/mo
Today · 4.125%
HK$90,714
baseline
▲ 0.50% · 4.625%
HK$95,496
+HK$4,782/mo
Deposit HK$11.31M · loan HK$16.96M · min. income ≈ HK$181,428/mo (50% DSR)
Upfront cash ≈ HK$12.51M (deposit + AVD stamp duty HK$1,201,579 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,256
−HK$5,660/mo
▼ 0.25% · 3.875%
HK$93,063
−HK$2,853/mo
Today · 4.125%
HK$95,916
baseline
▲ 0.50% · 4.625%
HK$101,752
+HK$5,836/mo
Deposit HK$8.48M · loan HK$19.79M · min. income ≈ HK$191,832/mo (50% DSR)
Upfront cash ≈ HK$9.68M (deposit + AVD stamp duty HK$1,201,579 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,409
−HK$5,424/mo
▼ 0.25% · 3.875%
HK$103,102
−HK$2,731/mo
Today · 4.125%
HK$105,833
baseline
▲ 0.50% · 4.625%
HK$111,412
+HK$5,579/mo
Deposit HK$8.48M · loan HK$19.79M · min. income ≈ HK$211,666/mo (50% DSR)
Upfront cash ≈ HK$9.68M (deposit + AVD stamp duty HK$1,201,579 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,043
−HK$7,277/mo
▼ 0.25% · 3.875%
HK$119,653
−HK$3,667/mo
Today · 4.125%
HK$123,320
baseline
▲ 0.50% · 4.625%
HK$130,824
+HK$7,504/mo
Deposit HK$2.83M · loan HK$25.45M · min. income ≈ HK$246,640/mo (50% DSR)
Upfront cash ≈ HK$4.03M (deposit + AVD stamp duty HK$1,201,579 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,097
−HK$6,975/mo
▼ 0.25% · 3.875%
HK$132,559
−HK$3,513/mo
Today · 4.125%
HK$136,072
baseline
▲ 0.50% · 4.625%
HK$143,244
+HK$7,172/mo
Deposit HK$2.83M · loan HK$25.45M · min. income ≈ HK$272,144/mo (50% DSR)
Upfront cash ≈ HK$4.03M (deposit + AVD stamp duty HK$1,201,579 · Scale 2, in force from 26 Feb 2026)