LTV · monthly repayment
▼ 0.50% · 3.625%
HK$64,469
−HK$4,043/mo
▼ 0.25% · 3.875%
HK$66,475
−HK$2,037/mo
Today · 4.125%
HK$68,512
baseline
▲ 0.50% · 4.625%
HK$72,681
+HK$4,169/mo
Deposit HK$14.14M · loan HK$14.14M · min. income ≈ HK$137,024/mo (50% DSR)
Upfront cash ≈ HK$15.34M (deposit + AVD stamp duty HK$1,201,593 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,721
−HK$3,875/mo
▼ 0.25% · 3.875%
HK$73,645
−HK$1,951/mo
Today · 4.125%
HK$75,596
baseline
▲ 0.50% · 4.625%
HK$79,581
+HK$3,985/mo
Deposit HK$14.14M · loan HK$14.14M · min. income ≈ HK$151,192/mo (50% DSR)
Upfront cash ≈ HK$15.34M (deposit + AVD stamp duty HK$1,201,593 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,363
−HK$4,851/mo
▼ 0.25% · 3.875%
HK$79,769
−HK$2,445/mo
Today · 4.125%
HK$82,214
baseline
▲ 0.50% · 4.625%
HK$87,217
+HK$5,003/mo
Deposit HK$11.31M · loan HK$16.96M · min. income ≈ HK$164,428/mo (50% DSR)
Upfront cash ≈ HK$12.51M (deposit + AVD stamp duty HK$1,201,593 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,066
−HK$4,649/mo
▼ 0.25% · 3.875%
HK$88,374
−HK$2,341/mo
Today · 4.125%
HK$90,715
baseline
▲ 0.50% · 4.625%
HK$95,497
+HK$4,782/mo
Deposit HK$11.31M · loan HK$16.96M · min. income ≈ HK$181,430/mo (50% DSR)
Upfront cash ≈ HK$12.51M (deposit + AVD stamp duty HK$1,201,593 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,257
−HK$5,660/mo
▼ 0.25% · 3.875%
HK$93,064
−HK$2,853/mo
Today · 4.125%
HK$95,917
baseline
▲ 0.50% · 4.625%
HK$101,753
+HK$5,836/mo
Deposit HK$8.48M · loan HK$19.79M · min. income ≈ HK$191,834/mo (50% DSR)
Upfront cash ≈ HK$9.68M (deposit + AVD stamp duty HK$1,201,593 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,410
−HK$5,425/mo
▼ 0.25% · 3.875%
HK$103,103
−HK$2,732/mo
Today · 4.125%
HK$105,835
baseline
▲ 0.50% · 4.625%
HK$111,413
+HK$5,578/mo
Deposit HK$8.48M · loan HK$19.79M · min. income ≈ HK$211,670/mo (50% DSR)
Upfront cash ≈ HK$9.68M (deposit + AVD stamp duty HK$1,201,593 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,044
−HK$7,278/mo
▼ 0.25% · 3.875%
HK$119,654
−HK$3,668/mo
Today · 4.125%
HK$123,322
baseline
▲ 0.50% · 4.625%
HK$130,825
+HK$7,503/mo
Deposit HK$2.83M · loan HK$25.45M · min. income ≈ HK$246,644/mo (50% DSR)
Upfront cash ≈ HK$4.03M (deposit + AVD stamp duty HK$1,201,593 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,098
−HK$6,975/mo
▼ 0.25% · 3.875%
HK$132,561
−HK$3,512/mo
Today · 4.125%
HK$136,073
baseline
▲ 0.50% · 4.625%
HK$143,246
+HK$7,173/mo
Deposit HK$2.83M · loan HK$25.45M · min. income ≈ HK$272,146/mo (50% DSR)
Upfront cash ≈ HK$4.03M (deposit + AVD stamp duty HK$1,201,593 · Scale 2, in force from 26 Feb 2026)