LTV · monthly repayment
▼ 0.50% · 3.625%
HK$64,470
−HK$4,042/mo
▼ 0.25% · 3.875%
HK$66,475
−HK$2,037/mo
Today · 4.125%
HK$68,512
baseline
▲ 0.50% · 4.625%
HK$72,681
+HK$4,169/mo
Deposit HK$14.14M · loan HK$14.14M · min. income ≈ HK$137,024/mo (50% DSR)
Upfront cash ≈ HK$15.34M (deposit + AVD stamp duty HK$1,201,603 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,722
−HK$3,875/mo
▼ 0.25% · 3.875%
HK$73,645
−HK$1,952/mo
Today · 4.125%
HK$75,597
baseline
▲ 0.50% · 4.625%
HK$79,582
+HK$3,985/mo
Deposit HK$14.14M · loan HK$14.14M · min. income ≈ HK$151,194/mo (50% DSR)
Upfront cash ≈ HK$15.34M (deposit + AVD stamp duty HK$1,201,603 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,364
−HK$4,851/mo
▼ 0.25% · 3.875%
HK$79,770
−HK$2,445/mo
Today · 4.125%
HK$82,215
baseline
▲ 0.50% · 4.625%
HK$87,218
+HK$5,003/mo
Deposit HK$11.31M · loan HK$16.96M · min. income ≈ HK$164,430/mo (50% DSR)
Upfront cash ≈ HK$12.51M (deposit + AVD stamp duty HK$1,201,603 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,066
−HK$4,650/mo
▼ 0.25% · 3.875%
HK$88,374
−HK$2,342/mo
Today · 4.125%
HK$90,716
baseline
▲ 0.50% · 4.625%
HK$95,498
+HK$4,782/mo
Deposit HK$11.31M · loan HK$16.96M · min. income ≈ HK$181,432/mo (50% DSR)
Upfront cash ≈ HK$12.51M (deposit + AVD stamp duty HK$1,201,603 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,258
−HK$5,659/mo
▼ 0.25% · 3.875%
HK$93,065
−HK$2,852/mo
Today · 4.125%
HK$95,917
baseline
▲ 0.50% · 4.625%
HK$101,754
+HK$5,837/mo
Deposit HK$8.48M · loan HK$19.79M · min. income ≈ HK$191,834/mo (50% DSR)
Upfront cash ≈ HK$9.68M (deposit + AVD stamp duty HK$1,201,603 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,411
−HK$5,424/mo
▼ 0.25% · 3.875%
HK$103,104
−HK$2,731/mo
Today · 4.125%
HK$105,835
baseline
▲ 0.50% · 4.625%
HK$111,414
+HK$5,579/mo
Deposit HK$8.48M · loan HK$19.79M · min. income ≈ HK$211,670/mo (50% DSR)
Upfront cash ≈ HK$9.68M (deposit + AVD stamp duty HK$1,201,603 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,045
−HK$7,277/mo
▼ 0.25% · 3.875%
HK$119,655
−HK$3,667/mo
Today · 4.125%
HK$123,322
baseline
▲ 0.50% · 4.625%
HK$130,826
+HK$7,504/mo
Deposit HK$2.83M · loan HK$25.45M · min. income ≈ HK$246,644/mo (50% DSR)
Upfront cash ≈ HK$4.03M (deposit + AVD stamp duty HK$1,201,603 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,099
−HK$6,975/mo
▼ 0.25% · 3.875%
HK$132,562
−HK$3,512/mo
Today · 4.125%
HK$136,074
baseline
▲ 0.50% · 4.625%
HK$143,247
+HK$7,173/mo
Deposit HK$2.83M · loan HK$25.45M · min. income ≈ HK$272,148/mo (50% DSR)
Upfront cash ≈ HK$4.03M (deposit + AVD stamp duty HK$1,201,603 · Scale 2, in force from 26 Feb 2026)