LTV · monthly repayment
▼ 0.50% · 3.625%
HK$64,473
−HK$4,043/mo
▼ 0.25% · 3.875%
HK$66,479
−HK$2,037/mo
Today · 4.125%
HK$68,516
baseline
▲ 0.50% · 4.625%
HK$72,685
+HK$4,169/mo
Deposit HK$14.14M · loan HK$14.14M · min. income ≈ HK$137,032/mo (50% DSR)
Upfront cash ≈ HK$15.34M (deposit + AVD stamp duty HK$1,201,669 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,726
−HK$3,875/mo
▼ 0.25% · 3.875%
HK$73,649
−HK$1,952/mo
Today · 4.125%
HK$75,601
baseline
▲ 0.50% · 4.625%
HK$79,586
+HK$3,985/mo
Deposit HK$14.14M · loan HK$14.14M · min. income ≈ HK$151,202/mo (50% DSR)
Upfront cash ≈ HK$15.34M (deposit + AVD stamp duty HK$1,201,669 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,368
−HK$4,852/mo
▼ 0.25% · 3.875%
HK$79,774
−HK$2,446/mo
Today · 4.125%
HK$82,220
baseline
▲ 0.50% · 4.625%
HK$87,222
+HK$5,002/mo
Deposit HK$11.31M · loan HK$16.96M · min. income ≈ HK$164,440/mo (50% DSR)
Upfront cash ≈ HK$12.51M (deposit + AVD stamp duty HK$1,201,669 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,071
−HK$4,650/mo
▼ 0.25% · 3.875%
HK$88,379
−HK$2,342/mo
Today · 4.125%
HK$90,721
baseline
▲ 0.50% · 4.625%
HK$95,503
+HK$4,782/mo
Deposit HK$11.31M · loan HK$16.96M · min. income ≈ HK$181,442/mo (50% DSR)
Upfront cash ≈ HK$12.51M (deposit + AVD stamp duty HK$1,201,669 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,263
−HK$5,660/mo
▼ 0.25% · 3.875%
HK$93,070
−HK$2,853/mo
Today · 4.125%
HK$95,923
baseline
▲ 0.50% · 4.625%
HK$101,759
+HK$5,836/mo
Deposit HK$8.48M · loan HK$19.79M · min. income ≈ HK$191,846/mo (50% DSR)
Upfront cash ≈ HK$9.68M (deposit + AVD stamp duty HK$1,201,669 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,416
−HK$5,425/mo
▼ 0.25% · 3.875%
HK$103,109
−HK$2,732/mo
Today · 4.125%
HK$105,841
baseline
▲ 0.50% · 4.625%
HK$111,420
+HK$5,579/mo
Deposit HK$8.48M · loan HK$19.79M · min. income ≈ HK$211,682/mo (50% DSR)
Upfront cash ≈ HK$9.68M (deposit + AVD stamp duty HK$1,201,669 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,052
−HK$7,277/mo
▼ 0.25% · 3.875%
HK$119,662
−HK$3,667/mo
Today · 4.125%
HK$123,329
baseline
▲ 0.50% · 4.625%
HK$130,834
+HK$7,505/mo
Deposit HK$2.83M · loan HK$25.45M · min. income ≈ HK$246,658/mo (50% DSR)
Upfront cash ≈ HK$4.03M (deposit + AVD stamp duty HK$1,201,669 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,106
−HK$6,976/mo
▼ 0.25% · 3.875%
HK$132,569
−HK$3,513/mo
Today · 4.125%
HK$136,082
baseline
▲ 0.50% · 4.625%
HK$143,255
+HK$7,173/mo
Deposit HK$2.83M · loan HK$25.45M · min. income ≈ HK$272,164/mo (50% DSR)
Upfront cash ≈ HK$4.03M (deposit + AVD stamp duty HK$1,201,669 · Scale 2, in force from 26 Feb 2026)