LTV · monthly repayment
▼ 0.50% · 3.625%
HK$64,475
−HK$4,043/mo
▼ 0.25% · 3.875%
HK$66,480
−HK$2,038/mo
Today · 4.125%
HK$68,518
baseline
▲ 0.50% · 4.625%
HK$72,687
+HK$4,169/mo
Deposit HK$14.14M · loan HK$14.14M · min. income ≈ HK$137,036/mo (50% DSR)
Upfront cash ≈ HK$15.34M (deposit + AVD stamp duty HK$1,201,701 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,728
−HK$3,875/mo
▼ 0.25% · 3.875%
HK$73,651
−HK$1,952/mo
Today · 4.125%
HK$75,603
baseline
▲ 0.50% · 4.625%
HK$79,588
+HK$3,985/mo
Deposit HK$14.14M · loan HK$14.14M · min. income ≈ HK$151,206/mo (50% DSR)
Upfront cash ≈ HK$15.34M (deposit + AVD stamp duty HK$1,201,701 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,370
−HK$4,852/mo
▼ 0.25% · 3.875%
HK$79,777
−HK$2,445/mo
Today · 4.125%
HK$82,222
baseline
▲ 0.50% · 4.625%
HK$87,225
+HK$5,003/mo
Deposit HK$11.31M · loan HK$16.97M · min. income ≈ HK$164,444/mo (50% DSR)
Upfront cash ≈ HK$12.51M (deposit + AVD stamp duty HK$1,201,701 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,073
−HK$4,651/mo
▼ 0.25% · 3.875%
HK$88,382
−HK$2,342/mo
Today · 4.125%
HK$90,724
baseline
▲ 0.50% · 4.625%
HK$95,506
+HK$4,782/mo
Deposit HK$11.31M · loan HK$16.97M · min. income ≈ HK$181,448/mo (50% DSR)
Upfront cash ≈ HK$12.51M (deposit + AVD stamp duty HK$1,201,701 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,265
−HK$5,660/mo
▼ 0.25% · 3.875%
HK$93,073
−HK$2,852/mo
Today · 4.125%
HK$95,925
baseline
▲ 0.50% · 4.625%
HK$101,762
+HK$5,837/mo
Deposit HK$8.48M · loan HK$19.79M · min. income ≈ HK$191,850/mo (50% DSR)
Upfront cash ≈ HK$9.68M (deposit + AVD stamp duty HK$1,201,701 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,419
−HK$5,425/mo
▼ 0.25% · 3.875%
HK$103,112
−HK$2,732/mo
Today · 4.125%
HK$105,844
baseline
▲ 0.50% · 4.625%
HK$111,423
+HK$5,579/mo
Deposit HK$8.48M · loan HK$19.79M · min. income ≈ HK$211,688/mo (50% DSR)
Upfront cash ≈ HK$9.68M (deposit + AVD stamp duty HK$1,201,701 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,055
−HK$7,278/mo
▼ 0.25% · 3.875%
HK$119,665
−HK$3,668/mo
Today · 4.125%
HK$123,333
baseline
▲ 0.50% · 4.625%
HK$130,837
+HK$7,504/mo
Deposit HK$2.83M · loan HK$25.45M · min. income ≈ HK$246,666/mo (50% DSR)
Upfront cash ≈ HK$4.03M (deposit + AVD stamp duty HK$1,201,701 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,110
−HK$6,975/mo
▼ 0.25% · 3.875%
HK$132,573
−HK$3,512/mo
Today · 4.125%
HK$136,085
baseline
▲ 0.50% · 4.625%
HK$143,259
+HK$7,174/mo
Deposit HK$2.83M · loan HK$25.45M · min. income ≈ HK$272,170/mo (50% DSR)
Upfront cash ≈ HK$4.03M (deposit + AVD stamp duty HK$1,201,701 · Scale 2, in force from 26 Feb 2026)