LTV · monthly repayment
▼ 0.50% · 3.625%
HK$64,476
−HK$4,043/mo
▼ 0.25% · 3.875%
HK$66,482
−HK$2,037/mo
Today · 4.125%
HK$68,519
baseline
▲ 0.50% · 4.625%
HK$72,688
+HK$4,169/mo
Deposit HK$14.14M · loan HK$14.14M · min. income ≈ HK$137,038/mo (50% DSR)
Upfront cash ≈ HK$15.34M (deposit + AVD stamp duty HK$1,201,721 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,729
−HK$3,875/mo
▼ 0.25% · 3.875%
HK$73,653
−HK$1,951/mo
Today · 4.125%
HK$75,604
baseline
▲ 0.50% · 4.625%
HK$79,589
+HK$3,985/mo
Deposit HK$14.14M · loan HK$14.14M · min. income ≈ HK$151,208/mo (50% DSR)
Upfront cash ≈ HK$15.34M (deposit + AVD stamp duty HK$1,201,721 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,371
−HK$4,852/mo
▼ 0.25% · 3.875%
HK$79,778
−HK$2,445/mo
Today · 4.125%
HK$82,223
baseline
▲ 0.50% · 4.625%
HK$87,226
+HK$5,003/mo
Deposit HK$11.31M · loan HK$16.97M · min. income ≈ HK$164,446/mo (50% DSR)
Upfront cash ≈ HK$12.51M (deposit + AVD stamp duty HK$1,201,721 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,075
−HK$4,650/mo
▼ 0.25% · 3.875%
HK$88,383
−HK$2,342/mo
Today · 4.125%
HK$90,725
baseline
▲ 0.50% · 4.625%
HK$95,507
+HK$4,782/mo
Deposit HK$11.31M · loan HK$16.97M · min. income ≈ HK$181,450/mo (50% DSR)
Upfront cash ≈ HK$12.51M (deposit + AVD stamp duty HK$1,201,721 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,266
−HK$5,661/mo
▼ 0.25% · 3.875%
HK$93,074
−HK$2,853/mo
Today · 4.125%
HK$95,927
baseline
▲ 0.50% · 4.625%
HK$101,764
+HK$5,837/mo
Deposit HK$8.48M · loan HK$19.79M · min. income ≈ HK$191,854/mo (50% DSR)
Upfront cash ≈ HK$9.68M (deposit + AVD stamp duty HK$1,201,721 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,421
−HK$5,425/mo
▼ 0.25% · 3.875%
HK$103,114
−HK$2,732/mo
Today · 4.125%
HK$105,846
baseline
▲ 0.50% · 4.625%
HK$111,425
+HK$5,579/mo
Deposit HK$8.48M · loan HK$19.79M · min. income ≈ HK$211,692/mo (50% DSR)
Upfront cash ≈ HK$9.68M (deposit + AVD stamp duty HK$1,201,721 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,057
−HK$7,278/mo
▼ 0.25% · 3.875%
HK$119,667
−HK$3,668/mo
Today · 4.125%
HK$123,335
baseline
▲ 0.50% · 4.625%
HK$130,839
+HK$7,504/mo
Deposit HK$2.83M · loan HK$25.45M · min. income ≈ HK$246,670/mo (50% DSR)
Upfront cash ≈ HK$4.03M (deposit + AVD stamp duty HK$1,201,721 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,112
−HK$6,976/mo
▼ 0.25% · 3.875%
HK$132,575
−HK$3,513/mo
Today · 4.125%
HK$136,088
baseline
▲ 0.50% · 4.625%
HK$143,261
+HK$7,173/mo
Deposit HK$2.83M · loan HK$25.45M · min. income ≈ HK$272,176/mo (50% DSR)
Upfront cash ≈ HK$4.03M (deposit + AVD stamp duty HK$1,201,721 · Scale 2, in force from 26 Feb 2026)