LTV · monthly repayment
▼ 0.50% · 3.625%
HK$64,478
−HK$4,043/mo
▼ 0.25% · 3.875%
HK$66,484
−HK$2,037/mo
Today · 4.125%
HK$68,521
baseline
▲ 0.50% · 4.625%
HK$72,691
+HK$4,170/mo
Deposit HK$14.14M · loan HK$14.14M · min. income ≈ HK$137,042/mo (50% DSR)
Upfront cash ≈ HK$15.34M (deposit + AVD stamp duty HK$1,201,759 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,731
−HK$3,876/mo
▼ 0.25% · 3.875%
HK$73,655
−HK$1,952/mo
Today · 4.125%
HK$75,607
baseline
▲ 0.50% · 4.625%
HK$79,592
+HK$3,985/mo
Deposit HK$14.14M · loan HK$14.14M · min. income ≈ HK$151,214/mo (50% DSR)
Upfront cash ≈ HK$15.34M (deposit + AVD stamp duty HK$1,201,759 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,374
−HK$4,852/mo
▼ 0.25% · 3.875%
HK$79,780
−HK$2,446/mo
Today · 4.125%
HK$82,226
baseline
▲ 0.50% · 4.625%
HK$87,229
+HK$5,003/mo
Deposit HK$11.31M · loan HK$16.97M · min. income ≈ HK$164,452/mo (50% DSR)
Upfront cash ≈ HK$12.51M (deposit + AVD stamp duty HK$1,201,759 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,077
−HK$4,651/mo
▼ 0.25% · 3.875%
HK$88,386
−HK$2,342/mo
Today · 4.125%
HK$90,728
baseline
▲ 0.50% · 4.625%
HK$95,510
+HK$4,782/mo
Deposit HK$11.31M · loan HK$16.97M · min. income ≈ HK$181,456/mo (50% DSR)
Upfront cash ≈ HK$12.51M (deposit + AVD stamp duty HK$1,201,759 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,269
−HK$5,661/mo
▼ 0.25% · 3.875%
HK$93,077
−HK$2,853/mo
Today · 4.125%
HK$95,930
baseline
▲ 0.50% · 4.625%
HK$101,767
+HK$5,837/mo
Deposit HK$8.48M · loan HK$19.79M · min. income ≈ HK$191,860/mo (50% DSR)
Upfront cash ≈ HK$9.68M (deposit + AVD stamp duty HK$1,201,759 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,424
−HK$5,425/mo
▼ 0.25% · 3.875%
HK$103,117
−HK$2,732/mo
Today · 4.125%
HK$105,849
baseline
▲ 0.50% · 4.625%
HK$111,429
+HK$5,580/mo
Deposit HK$8.48M · loan HK$19.79M · min. income ≈ HK$211,698/mo (50% DSR)
Upfront cash ≈ HK$9.68M (deposit + AVD stamp duty HK$1,201,759 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,061
−HK$7,278/mo
▼ 0.25% · 3.875%
HK$119,671
−HK$3,668/mo
Today · 4.125%
HK$123,339
baseline
▲ 0.50% · 4.625%
HK$130,843
+HK$7,504/mo
Deposit HK$2.83M · loan HK$25.45M · min. income ≈ HK$246,678/mo (50% DSR)
Upfront cash ≈ HK$4.03M (deposit + AVD stamp duty HK$1,201,759 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,116
−HK$6,976/mo
▼ 0.25% · 3.875%
HK$132,579
−HK$3,513/mo
Today · 4.125%
HK$136,092
baseline
▲ 0.50% · 4.625%
HK$143,265
+HK$7,173/mo
Deposit HK$2.83M · loan HK$25.45M · min. income ≈ HK$272,184/mo (50% DSR)
Upfront cash ≈ HK$4.03M (deposit + AVD stamp duty HK$1,201,759 · Scale 2, in force from 26 Feb 2026)