LTV · monthly repayment
▼ 0.50% · 3.625%
HK$64,481
−HK$4,044/mo
▼ 0.25% · 3.875%
HK$66,487
−HK$2,038/mo
Today · 4.125%
HK$68,525
baseline
▲ 0.50% · 4.625%
HK$72,694
+HK$4,169/mo
Deposit HK$14.14M · loan HK$14.14M · min. income ≈ HK$137,050/mo (50% DSR)
Upfront cash ≈ HK$15.34M (deposit + AVD stamp duty HK$1,201,813 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,734
−HK$3,876/mo
▼ 0.25% · 3.875%
HK$73,658
−HK$1,952/mo
Today · 4.125%
HK$75,610
baseline
▲ 0.50% · 4.625%
HK$79,596
+HK$3,986/mo
Deposit HK$14.14M · loan HK$14.14M · min. income ≈ HK$151,220/mo (50% DSR)
Upfront cash ≈ HK$15.34M (deposit + AVD stamp duty HK$1,201,813 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,377
−HK$4,852/mo
▼ 0.25% · 3.875%
HK$79,784
−HK$2,445/mo
Today · 4.125%
HK$82,229
baseline
▲ 0.50% · 4.625%
HK$87,233
+HK$5,004/mo
Deposit HK$11.31M · loan HK$16.97M · min. income ≈ HK$164,458/mo (50% DSR)
Upfront cash ≈ HK$12.51M (deposit + AVD stamp duty HK$1,201,813 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,081
−HK$4,651/mo
▼ 0.25% · 3.875%
HK$88,390
−HK$2,342/mo
Today · 4.125%
HK$90,732
baseline
▲ 0.50% · 4.625%
HK$95,515
+HK$4,783/mo
Deposit HK$11.31M · loan HK$16.97M · min. income ≈ HK$181,464/mo (50% DSR)
Upfront cash ≈ HK$12.51M (deposit + AVD stamp duty HK$1,201,813 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,273
−HK$5,661/mo
▼ 0.25% · 3.875%
HK$93,081
−HK$2,853/mo
Today · 4.125%
HK$95,934
baseline
▲ 0.50% · 4.625%
HK$101,772
+HK$5,838/mo
Deposit HK$8.48M · loan HK$19.79M · min. income ≈ HK$191,868/mo (50% DSR)
Upfront cash ≈ HK$9.69M (deposit + AVD stamp duty HK$1,201,813 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,428
−HK$5,426/mo
▼ 0.25% · 3.875%
HK$103,122
−HK$2,732/mo
Today · 4.125%
HK$105,854
baseline
▲ 0.50% · 4.625%
HK$111,434
+HK$5,580/mo
Deposit HK$8.48M · loan HK$19.79M · min. income ≈ HK$211,708/mo (50% DSR)
Upfront cash ≈ HK$9.69M (deposit + AVD stamp duty HK$1,201,813 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,066
−HK$7,278/mo
▼ 0.25% · 3.875%
HK$119,676
−HK$3,668/mo
Today · 4.125%
HK$123,344
baseline
▲ 0.50% · 4.625%
HK$130,849
+HK$7,505/mo
Deposit HK$2.83M · loan HK$25.45M · min. income ≈ HK$246,688/mo (50% DSR)
Upfront cash ≈ HK$4.03M (deposit + AVD stamp duty HK$1,201,813 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,122
−HK$6,976/mo
▼ 0.25% · 3.875%
HK$132,585
−HK$3,513/mo
Today · 4.125%
HK$136,098
baseline
▲ 0.50% · 4.625%
HK$143,272
+HK$7,174/mo
Deposit HK$2.83M · loan HK$25.45M · min. income ≈ HK$272,196/mo (50% DSR)
Upfront cash ≈ HK$4.03M (deposit + AVD stamp duty HK$1,201,813 · Scale 2, in force from 26 Feb 2026)