LTV · monthly repayment
▼ 0.50% · 3.625%
HK$64,482
−HK$4,044/mo
▼ 0.25% · 3.875%
HK$66,488
−HK$2,038/mo
Today · 4.125%
HK$68,526
baseline
▲ 0.50% · 4.625%
HK$72,695
+HK$4,169/mo
Deposit HK$14.14M · loan HK$14.14M · min. income ≈ HK$137,052/mo (50% DSR)
Upfront cash ≈ HK$15.34M (deposit + AVD stamp duty HK$1,201,836 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,736
−HK$3,875/mo
▼ 0.25% · 3.875%
HK$73,660
−HK$1,951/mo
Today · 4.125%
HK$75,611
baseline
▲ 0.50% · 4.625%
HK$79,597
+HK$3,986/mo
Deposit HK$14.14M · loan HK$14.14M · min. income ≈ HK$151,222/mo (50% DSR)
Upfront cash ≈ HK$15.34M (deposit + AVD stamp duty HK$1,201,836 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,379
−HK$4,852/mo
▼ 0.25% · 3.875%
HK$79,786
−HK$2,445/mo
Today · 4.125%
HK$82,231
baseline
▲ 0.50% · 4.625%
HK$87,234
+HK$5,003/mo
Deposit HK$11.31M · loan HK$16.97M · min. income ≈ HK$164,462/mo (50% DSR)
Upfront cash ≈ HK$12.51M (deposit + AVD stamp duty HK$1,201,836 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,083
−HK$4,651/mo
▼ 0.25% · 3.875%
HK$88,392
−HK$2,342/mo
Today · 4.125%
HK$90,734
baseline
▲ 0.50% · 4.625%
HK$95,516
+HK$4,782/mo
Deposit HK$11.31M · loan HK$16.97M · min. income ≈ HK$181,468/mo (50% DSR)
Upfront cash ≈ HK$12.51M (deposit + AVD stamp duty HK$1,201,836 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,275
−HK$5,661/mo
▼ 0.25% · 3.875%
HK$93,083
−HK$2,853/mo
Today · 4.125%
HK$95,936
baseline
▲ 0.50% · 4.625%
HK$101,774
+HK$5,838/mo
Deposit HK$8.48M · loan HK$19.79M · min. income ≈ HK$191,872/mo (50% DSR)
Upfront cash ≈ HK$9.69M (deposit + AVD stamp duty HK$1,201,836 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,430
−HK$5,426/mo
▼ 0.25% · 3.875%
HK$103,124
−HK$2,732/mo
Today · 4.125%
HK$105,856
baseline
▲ 0.50% · 4.625%
HK$111,436
+HK$5,580/mo
Deposit HK$8.48M · loan HK$19.79M · min. income ≈ HK$211,712/mo (50% DSR)
Upfront cash ≈ HK$9.69M (deposit + AVD stamp duty HK$1,201,836 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,068
−HK$7,278/mo
▼ 0.25% · 3.875%
HK$119,678
−HK$3,668/mo
Today · 4.125%
HK$123,346
baseline
▲ 0.50% · 4.625%
HK$130,852
+HK$7,506/mo
Deposit HK$2.83M · loan HK$25.45M · min. income ≈ HK$246,692/mo (50% DSR)
Upfront cash ≈ HK$4.03M (deposit + AVD stamp duty HK$1,201,836 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,124
−HK$6,977/mo
▼ 0.25% · 3.875%
HK$132,587
−HK$3,514/mo
Today · 4.125%
HK$136,101
baseline
▲ 0.50% · 4.625%
HK$143,275
+HK$7,174/mo
Deposit HK$2.83M · loan HK$25.45M · min. income ≈ HK$272,202/mo (50% DSR)
Upfront cash ≈ HK$4.03M (deposit + AVD stamp duty HK$1,201,836 · Scale 2, in force from 26 Feb 2026)