LTV · monthly repayment
▼ 0.50% · 3.625%
HK$64,483
−HK$4,044/mo
▼ 0.25% · 3.875%
HK$66,489
−HK$2,038/mo
Today · 4.125%
HK$68,527
baseline
▲ 0.50% · 4.625%
HK$72,696
+HK$4,169/mo
Deposit HK$14.14M · loan HK$14.14M · min. income ≈ HK$137,054/mo (50% DSR)
Upfront cash ≈ HK$15.34M (deposit + AVD stamp duty HK$1,201,850 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,737
−HK$3,875/mo
▼ 0.25% · 3.875%
HK$73,661
−HK$1,951/mo
Today · 4.125%
HK$75,612
baseline
▲ 0.50% · 4.625%
HK$79,598
+HK$3,986/mo
Deposit HK$14.14M · loan HK$14.14M · min. income ≈ HK$151,224/mo (50% DSR)
Upfront cash ≈ HK$15.34M (deposit + AVD stamp duty HK$1,201,850 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,380
−HK$4,852/mo
▼ 0.25% · 3.875%
HK$79,786
−HK$2,446/mo
Today · 4.125%
HK$82,232
baseline
▲ 0.50% · 4.625%
HK$87,236
+HK$5,004/mo
Deposit HK$11.31M · loan HK$16.97M · min. income ≈ HK$164,464/mo (50% DSR)
Upfront cash ≈ HK$12.51M (deposit + AVD stamp duty HK$1,201,850 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,084
−HK$4,651/mo
▼ 0.25% · 3.875%
HK$88,393
−HK$2,342/mo
Today · 4.125%
HK$90,735
baseline
▲ 0.50% · 4.625%
HK$95,518
+HK$4,783/mo
Deposit HK$11.31M · loan HK$16.97M · min. income ≈ HK$181,470/mo (50% DSR)
Upfront cash ≈ HK$12.51M (deposit + AVD stamp duty HK$1,201,850 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,276
−HK$5,661/mo
▼ 0.25% · 3.875%
HK$93,084
−HK$2,853/mo
Today · 4.125%
HK$95,937
baseline
▲ 0.50% · 4.625%
HK$101,775
+HK$5,838/mo
Deposit HK$8.48M · loan HK$19.80M · min. income ≈ HK$191,874/mo (50% DSR)
Upfront cash ≈ HK$9.69M (deposit + AVD stamp duty HK$1,201,850 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,431
−HK$5,426/mo
▼ 0.25% · 3.875%
HK$103,125
−HK$2,732/mo
Today · 4.125%
HK$105,857
baseline
▲ 0.50% · 4.625%
HK$111,437
+HK$5,580/mo
Deposit HK$8.48M · loan HK$19.80M · min. income ≈ HK$211,714/mo (50% DSR)
Upfront cash ≈ HK$9.69M (deposit + AVD stamp duty HK$1,201,850 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,069
−HK$7,279/mo
▼ 0.25% · 3.875%
HK$119,680
−HK$3,668/mo
Today · 4.125%
HK$123,348
baseline
▲ 0.50% · 4.625%
HK$130,853
+HK$7,505/mo
Deposit HK$2.83M · loan HK$25.45M · min. income ≈ HK$246,696/mo (50% DSR)
Upfront cash ≈ HK$4.03M (deposit + AVD stamp duty HK$1,201,850 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,126
−HK$6,976/mo
▼ 0.25% · 3.875%
HK$132,589
−HK$3,513/mo
Today · 4.125%
HK$136,102
baseline
▲ 0.50% · 4.625%
HK$143,276
+HK$7,174/mo
Deposit HK$2.83M · loan HK$25.45M · min. income ≈ HK$272,204/mo (50% DSR)
Upfront cash ≈ HK$4.03M (deposit + AVD stamp duty HK$1,201,850 · Scale 2, in force from 26 Feb 2026)