LTV · monthly repayment
▼ 0.50% · 3.625%
HK$64,487
−HK$4,044/mo
▼ 0.25% · 3.875%
HK$66,493
−HK$2,038/mo
Today · 4.125%
HK$68,531
baseline
▲ 0.50% · 4.625%
HK$72,701
+HK$4,170/mo
Deposit HK$14.14M · loan HK$14.14M · min. income ≈ HK$137,062/mo (50% DSR)
Upfront cash ≈ HK$15.34M (deposit + AVD stamp duty HK$1,201,932 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,742
−HK$3,875/mo
▼ 0.25% · 3.875%
HK$73,666
−HK$1,951/mo
Today · 4.125%
HK$75,617
baseline
▲ 0.50% · 4.625%
HK$79,603
+HK$3,986/mo
Deposit HK$14.14M · loan HK$14.14M · min. income ≈ HK$151,234/mo (50% DSR)
Upfront cash ≈ HK$15.34M (deposit + AVD stamp duty HK$1,201,932 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,385
−HK$4,853/mo
▼ 0.25% · 3.875%
HK$79,792
−HK$2,446/mo
Today · 4.125%
HK$82,238
baseline
▲ 0.50% · 4.625%
HK$87,241
+HK$5,003/mo
Deposit HK$11.31M · loan HK$16.97M · min. income ≈ HK$164,476/mo (50% DSR)
Upfront cash ≈ HK$12.51M (deposit + AVD stamp duty HK$1,201,932 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,090
−HK$4,651/mo
▼ 0.25% · 3.875%
HK$88,399
−HK$2,342/mo
Today · 4.125%
HK$90,741
baseline
▲ 0.50% · 4.625%
HK$95,524
+HK$4,783/mo
Deposit HK$11.31M · loan HK$16.97M · min. income ≈ HK$181,482/mo (50% DSR)
Upfront cash ≈ HK$12.51M (deposit + AVD stamp duty HK$1,201,932 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,282
−HK$5,662/mo
▼ 0.25% · 3.875%
HK$93,091
−HK$2,853/mo
Today · 4.125%
HK$95,944
baseline
▲ 0.50% · 4.625%
HK$101,782
+HK$5,838/mo
Deposit HK$8.48M · loan HK$19.80M · min. income ≈ HK$191,888/mo (50% DSR)
Upfront cash ≈ HK$9.69M (deposit + AVD stamp duty HK$1,201,932 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,438
−HK$5,426/mo
▼ 0.25% · 3.875%
HK$103,132
−HK$2,732/mo
Today · 4.125%
HK$105,864
baseline
▲ 0.50% · 4.625%
HK$111,445
+HK$5,581/mo
Deposit HK$8.48M · loan HK$19.80M · min. income ≈ HK$211,728/mo (50% DSR)
Upfront cash ≈ HK$9.69M (deposit + AVD stamp duty HK$1,201,932 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,077
−HK$7,279/mo
▼ 0.25% · 3.875%
HK$119,688
−HK$3,668/mo
Today · 4.125%
HK$123,356
baseline
▲ 0.50% · 4.625%
HK$130,862
+HK$7,506/mo
Deposit HK$2.83M · loan HK$25.45M · min. income ≈ HK$246,712/mo (50% DSR)
Upfront cash ≈ HK$4.03M (deposit + AVD stamp duty HK$1,201,932 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,135
−HK$6,976/mo
▼ 0.25% · 3.875%
HK$132,598
−HK$3,513/mo
Today · 4.125%
HK$136,111
baseline
▲ 0.50% · 4.625%
HK$143,286
+HK$7,175/mo
Deposit HK$2.83M · loan HK$25.45M · min. income ≈ HK$272,222/mo (50% DSR)
Upfront cash ≈ HK$4.03M (deposit + AVD stamp duty HK$1,201,932 · Scale 2, in force from 26 Feb 2026)