LTV · monthly repayment
▼ 0.50% · 3.625%
HK$64,489
−HK$4,044/mo
▼ 0.25% · 3.875%
HK$66,495
−HK$2,038/mo
Today · 4.125%
HK$68,533
baseline
▲ 0.50% · 4.625%
HK$72,703
+HK$4,170/mo
Deposit HK$14.14M · loan HK$14.14M · min. income ≈ HK$137,066/mo (50% DSR)
Upfront cash ≈ HK$15.34M (deposit + AVD stamp duty HK$1,201,958 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,743
−HK$3,876/mo
▼ 0.25% · 3.875%
HK$73,667
−HK$1,952/mo
Today · 4.125%
HK$75,619
baseline
▲ 0.50% · 4.625%
HK$79,605
+HK$3,986/mo
Deposit HK$14.14M · loan HK$14.14M · min. income ≈ HK$151,238/mo (50% DSR)
Upfront cash ≈ HK$15.34M (deposit + AVD stamp duty HK$1,201,958 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,386
−HK$4,853/mo
▼ 0.25% · 3.875%
HK$79,794
−HK$2,445/mo
Today · 4.125%
HK$82,239
baseline
▲ 0.50% · 4.625%
HK$87,243
+HK$5,004/mo
Deposit HK$11.31M · loan HK$16.97M · min. income ≈ HK$164,478/mo (50% DSR)
Upfront cash ≈ HK$12.51M (deposit + AVD stamp duty HK$1,201,958 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,092
−HK$4,651/mo
▼ 0.25% · 3.875%
HK$88,401
−HK$2,342/mo
Today · 4.125%
HK$90,743
baseline
▲ 0.50% · 4.625%
HK$95,526
+HK$4,783/mo
Deposit HK$11.31M · loan HK$16.97M · min. income ≈ HK$181,486/mo (50% DSR)
Upfront cash ≈ HK$12.51M (deposit + AVD stamp duty HK$1,201,958 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,284
−HK$5,662/mo
▼ 0.25% · 3.875%
HK$93,093
−HK$2,853/mo
Today · 4.125%
HK$95,946
baseline
▲ 0.50% · 4.625%
HK$101,784
+HK$5,838/mo
Deposit HK$8.48M · loan HK$19.80M · min. income ≈ HK$191,892/mo (50% DSR)
Upfront cash ≈ HK$9.69M (deposit + AVD stamp duty HK$1,201,958 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,440
−HK$5,427/mo
▼ 0.25% · 3.875%
HK$103,134
−HK$2,733/mo
Today · 4.125%
HK$105,867
baseline
▲ 0.50% · 4.625%
HK$111,447
+HK$5,580/mo
Deposit HK$8.48M · loan HK$19.80M · min. income ≈ HK$211,734/mo (50% DSR)
Upfront cash ≈ HK$9.69M (deposit + AVD stamp duty HK$1,201,958 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,080
−HK$7,279/mo
▼ 0.25% · 3.875%
HK$119,690
−HK$3,669/mo
Today · 4.125%
HK$123,359
baseline
▲ 0.50% · 4.625%
HK$130,865
+HK$7,506/mo
Deposit HK$2.83M · loan HK$25.45M · min. income ≈ HK$246,718/mo (50% DSR)
Upfront cash ≈ HK$4.03M (deposit + AVD stamp duty HK$1,201,958 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,138
−HK$6,976/mo
▼ 0.25% · 3.875%
HK$132,601
−HK$3,513/mo
Today · 4.125%
HK$136,114
baseline
▲ 0.50% · 4.625%
HK$143,289
+HK$7,175/mo
Deposit HK$2.83M · loan HK$25.45M · min. income ≈ HK$272,228/mo (50% DSR)
Upfront cash ≈ HK$4.03M (deposit + AVD stamp duty HK$1,201,958 · Scale 2, in force from 26 Feb 2026)